Aberdeen Equipment Financing

Business Equipment Loans in Aberdeen, SD

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

Whether you’re whisking batter or welding beams, our equipment loans in Aberdeen, SD, are here to support your success. With flexible terms, you’ll have the resources to grow without worry.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in South Dakota

Not Just Aberdeen Equipment Loans

At StartCap, we offer a wide range of loan options to match your business’s needs. Whether you’re looking for a line of credit or a secured loan, we have the flexibility to help you succeed.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Aberdeen or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Brown County

Find Business Equipment Loans
Near Aberdeen, SD

From Aberdeen to the surrounding areas, our equipment loans are available to support businesses of all types. Whether you’re expanding or upgrading, we’ve got you covered with flexible financing options. From Huron to Mitchell and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in Aberdeen that offer equipment loans?

Aberdeen, SD, with its sprawling agricultural landscape and burgeoning business community, presents unique opportunities for equipment financing. Local start-ups and expanding enterprises frequently seek reliable funding solutions to acquire essential machinery and technological infrastructure.

Here are a few local suggestions:
  • First Bank & Trust at Main Street & South State Street
  • Dakota Regional Credit Union at Lawson Street & North Main Avenue
  • Great Western Bank at Roosevelt Street & North Main Avenue
  • Dacotah Bank at Melgaard Road & North Main Street

Founders searching for equipment loans might consider StartCap as a potential resource alongside traditional banking institutions. Local financial partners understand regional business dynamics and often provide more personalized lending experiences tailored to South Dakota's economic ecosystem.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Aberdeen, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Aberdeen, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in Aberdeen, SD covers a wide range of machinery and tools essential for local businesses. From agricultural implements for Brown County farmlands to commercial kitchen equipment for downtown restaurants, loans can support startup and expansion needs across various industries.

Construction companies, manufacturing firms, and medical practices often seek loans for specialized equipment. Typical financed items include tractors, commercial ovens, medical diagnostic machines, trucks, heavy machinery, precision tools, and technology infrastructure for small businesses operating throughout South Dakota.

Elevate Yourself

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