Sioux Falls Equipment Financing

Business Equipment Loans in Sioux Falls, SD

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

Our equipment loans in Sioux Falls, SD, are the liftoff your business needs to thrive. From coffee machines to construction cranes, we’ll ensure you have the resources to grow without turbulence.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in South Dakota

Not Just Sioux Falls Equipment Loans

Looking for financial flexibility? StartCap offers a variety of loan types, including secured loans and lines of credit, to suit your business’s unique needs. Let us help you navigate your financial future.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Sioux Falls or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Minnehaha County

Find Business Equipment Loans
Near Sioux Falls, SD

In Sioux Falls and surrounding cities, we offer equipment loans designed to give businesses the financial support they need. Whether it’s new machinery or upgraded tools, we’ll help you succeed. From Brandon to Le Mars and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in Sioux Falls that offer equipment loans?

Sioux Falls, SD thrives as a dynamic hub for business innovation, with the Big Sioux River weaving through its economic landscape. Local founders seeking equipment financing encounter diverse lending opportunities tailored to support regional business growth and technological advancement.

Here are a few local suggestions:
  • Great Western Bank at 57th Street & Louise Avenue
  • First Premier Bank at Minnesota Avenue & 8th Street
  • Citibank at Western Avenue & 41st Street
  • Premier Bank at Minnesota Avenue & 57th Street
  • Dakotah Bank at Louise Avenue & 57th Street
  • Sanford Health Credit Union at 26th Street & Cliff Avenue

StartCap provides specialized equipment financing solutions for new business owners in South Dakota, understanding the unique challenges of local enterprises. Comprehensive loan options help regional companies acquire essential machinery, technology, and infrastructure investments critical for sustainable operational growth.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Sioux Falls, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Sioux Falls, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in Sioux Falls, SD covers a wide range of industrial and commercial machinery essential for business growth. Local founders can secure loans for restaurant kitchen appliances, agricultural tractors, construction vehicles, manufacturing equipment, medical devices, and technology infrastructure across Minnehaka County.

Business owners seeking financial support for essential machinery will find multiple lending options tailored to specific regional needs. From heavy-duty John Deere equipment in rural Lincoln County to specialized restaurant machinery in downtown Sioux Falls, equipment loans provide critical capital for expanding operational capabilities.

Elevate Yourself

Get Pre-Approved