Lodi Equipment Financing

Business Equipment Loans in Lodi, NJ

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

In Lodi, NJ, our equipment loans are tailored for businesses aiming for growth. Whether you’re investing in new tools or upgrading systems, we’ll help you reach the next level.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in New Jersey

Not Just Lodi Equipment Loans

With StartCap’s diverse loan options, including lines of credit and secured loans, we make it easy for businesses to access the funds they need. Whatever your goals, we can help you achieve them.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Lodi or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Bergen County

Find Business Equipment Loans
Near Lodi, NJ

We offer equipment loans in Lodi and neighboring cities to help businesses secure the tools they need. Whether you’re expanding, upgrading, or just starting out, we’re here to support your growth. From Garfield to Passaic and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in Lodi that offer equipment loans?

Lodi, situated in Bergen County, NJ, offers a dynamic environment for business growth, with local enterprises seeking strategic equipment financing solutions. Small business founders often explore lending opportunities that align with their operational needs and financial capabilities in this compact New Jersey municipality.

Here are a few local suggestions:
  • Valley National Bank at Rt. 17 & Main Street
  • Lakeland Bank at Essex Street & Park Avenue
  • First Hope Bank at Passaic Street & Route 46
  • PNC Bank at Pleasant Avenue & Maywood Avenue
  • TD Bank at Essex Street & Market Street

For local start-ups requiring equipment loans, exploring multiple financing channels becomes crucial. StartCap potentially provides comprehensive equipment lending services that complement traditional banking resources, offering flexible terms tailored to regional business requirements in NJ.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Lodi, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Lodi, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in Lodi, NJ covers a wide range of business needs, from industrial machinery for Bergen County manufacturers to specialized restaurant kitchen appliances. Local business owners can secure loans for construction equipment, agricultural tools, medical devices, technological infrastructure, and heavy machinery essential for operational growth.

Bergenfield and surrounding areas offer multiple financing options for new business owners seeking to acquire critical assets. Whether you're purchasing trucks for landscaping services, restaurant ovens in Hackensack, or precision agricultural equipment in rural New Jersey, equipment loans provide flexible funding solutions tailored to specific industry requirements.

Elevate Yourself

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