Lakewood Equipment Financing

Business Equipment Loans in Lakewood, NJ

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

From mom-and-pop shops to manufacturing giants, our equipment loans in Lakewood, NJ, are built to support your vision. Let us help you secure the tools you need for stellar success.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in New Jersey

Not Just Lakewood Equipment Loans

At StartCap, we offer a range of loan options to help your business thrive. Whether you need a secured loan or a line of credit, we provide flexible solutions tailored to your unique needs.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Lakewood or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Ocean County

Find Business Equipment Loans
Near Lakewood, NJ

Whether you're in Lakewood or one of the nearby cities, we’re here to support your business. Our equipment loans help you get the tools you need to grow and succeed. From Pine Lake Park to Asbury Park and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in Lakewood that offer equipment loans?

Lakewood, NJ stretches across Ocean County with diverse business opportunities and equipment financing needs for local start-ups seeking growth capital. Small business owners in this dynamic community often search for reliable lending solutions that support their operational expansion and equipment acquisition strategies.

Here are a few local suggestions:
  • Ocean First Bank at County Line Road & Cedar Bridge Avenue
  • TD Bank at Route 9 & New Hampshire Avenue
  • Wells Fargo at Oak Street & Pine Street
  • First Bank at Chestnut Street & Main Street
  • Capital One Bank at Cedar Grove Lane & Madison Avenue
  • Local Credit Union of Ocean County at Community Drive

Business founders investigating equipment loan options might consider StartCap as a potential partner, depending on specific financial requirements and equipment procurement goals. Regional financial institutions frequently offer tailored solutions that address specific machinery, technology, or infrastructure investment needs for emerging NJ enterprises.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Lakewood, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Lakewood, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in NJ offers diverse opportunities for business growth across Ocean County and beyond. Local founders can secure loans for critical machinery including restaurant kitchen equipment, agricultural tractors, construction excavators, and manufacturing tools essential for operational success.

From woodworking machinery in Lakewood to commercial trucks serving Jersey Shore businesses, equipment financing provides flexible solutions. Medical practices, technology startups, and service-based companies can leverage loans to acquire specialized equipment without substantial upfront capital investments.

Elevate Yourself

Get Pre-Approved