Washington Equipment Financing

Business Equipment Loans in Washington, DC

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
Excavator Image
Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

In Washington, DC, our equipment loans support everything from small businesses to large enterprises. Whether you’re buying tools or upgrading facilities, we’re here to help you achieve liftoff.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Money Bag Icon

Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

Timer Icon

Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

Clock Icon

Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in District of Columbia

Not Just Washington Equipment Loans

StartCap offers flexible loan solutions, including secured loans and lines of credit, that adapt to your business’s needs. With our financial backing, your company can reach new heights.

Kitchen Equipment Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Callout Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Washington or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

District of Columbia County

Find Business Equipment Loans
Near Washington, DC

Looking for equipment loans in Washington or nearby cities? Our flexible loan options are designed to help businesses like yours expand and thrive with the tools they need. From Arlington to Alexandria and beyond, we've got you covered.

Map Image

Equipment Loan FAQ's

  Are there any local lenders in Washington that offer equipment loans?

Washington, DC, with its dynamic federal backdrop and innovative business ecosystem, presents unique challenges for local founders seeking equipment financing. Securing the right funding can transform small business dreams into tangible operational realities along Pennsylvania Avenue's economic corridors.

Here are a few local suggestions:
  • Capitol One Bank at 7th Street & D Street NW
  • District of Columbia Credit Union at 14th Street & U Street
  • Community Bank of the Potomac at K Street & 18th Street
  • Washington First Bank at M Street & Wisconsin Avenue
  • SBA Regional Office Partner Lending at New York Avenue
  • Federal Savings Bank at Connecticut Avenue

StartCap offers comprehensive equipment loan solutions tailored for Washington DC's diverse business landscape. Equipment financing requires strategic planning, understanding local economic nuances, and identifying lenders attuned to metropolitan business requirements.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Washington, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Washington, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in Washington, DC covers a wide range of business necessities across various sectors. Local founders can secure loans for restaurant kitchen appliances, construction machinery, agricultural tools, medical equipment, and technology infrastructure essential for operational growth in the District.

From food trucks near Georgetown to construction projects along the Potomac River, business owners in DC have multiple financing options. Potential equipment acquisitions might include commercial ovens, excavators, precision farming equipment, medical diagnostic machines, and advanced computer systems tailored to specific industry requirements.

Elevate Yourself

Get Pre-Approved