Lincoln Equipment Financing

Business Equipment Loans in Lincoln, NE

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
Excavator Image
Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

Launch your business into success with our equipment loans in Lincoln, NE. From solar panels to sewing machines, our flexible solutions let you grow without the gravity of financial strain holding you back.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Money Bag Icon

Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

Timer Icon

Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

Clock Icon

Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in Nebraska

Not Just Lincoln Equipment Loans

Whether you're expanding, upgrading equipment, or managing cash flow, StartCap offers multiple loan options. With secured loans, lines of credit, and more, we have the flexibility to match your business's needs.

Kitchen Equipment Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Callout Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Lincoln or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Lancaster County

Find Business Equipment Loans
Near Lincoln, NE

From Lincoln to neighboring areas, our equipment loans make it easier for businesses to grow. With fast approval and flexible terms, we help you secure the tools needed for your success. From Crete to Fremont and beyond, we've got you covered.

Map Image

Equipment Loan FAQ's

  Are there any local lenders in Lincoln that offer equipment loans?

Lincoln, Nebraska's dynamic business ecosystem offers numerous opportunities for local start-ups seeking equipment financing. Equipment loans represent a critical resource for founders looking to acquire essential machinery, technology, and operational tools without depleting their working capital.

Here are a few local suggestions:
  • Lincoln Commercial Bank at 10th & O Street
  • First National Bank of Lincoln at 13th & P Street
  • Union Bank & Trust at Cornhusker Highway & 84th Street
  • NE State Bank at 56th & Holdrege Street
  • Pinnacle Bank at 48th & Normal Boulevard
  • Premier Bank at 27th & Cornhusker Highway

Local business owners in NE have multiple financing strategies available, with many institutions providing tailored equipment loan solutions. StartCap represents one potential partner among several regional lenders specializing in supporting new business owners' equipment acquisition needs across Lancaster County.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Lincoln, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Lincoln, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in Lincoln, NE covers a wide range of business needs across various industries. Local founders can secure loans for essential machinery like agricultural tractors, restaurant kitchen appliances, construction excavators, and manufacturing tools that help scale operations in Lancaster County's dynamic business environment.

Business owners exploring equipment financing options have multiple opportunities to acquire critical assets. From commercial trucks used by local logistics companies to specialized medical devices for healthcare providers, lenders evaluate each equipment request based on potential business growth and financial sustainability.

Elevate Yourself

Get Pre-Approved