Franklin Equipment Financing

Business Equipment Loans in Franklin, KY

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

From forklifts to fryers, our equipment loans in Franklin, KY, are tailored to meet your unique needs. Work with us to take your business from the ground floor to the stratosphere.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in Kentucky

Not Just Franklin Equipment Loans

StartCap’s loan products include secured loans and lines of credit to provide businesses with the capital they need to grow. Whatever your financial goals may be, we have the right solution for you.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Franklin or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Simpson County

Find Business Equipment Loans
Near Franklin, KY

For businesses in Franklin and nearby cities, our equipment loans provide affordable and flexible solutions. No matter the size of your business, we’re here to help you reach your potential. From Portland to Hendersonville and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in Franklin that offer equipment loans?

Franklin, KY sits amid rolling farmlands and historic crossroads, offering local business founders unique opportunities for equipment financing. Securing the right monetary resources for machinery investments requires strategic planning and understanding of regional lending dynamics.

Here are a few local suggestions:
  • First National Bank at Main Street & Cedar Avenue
  • Simpson County Bank at Louisville Highway & College Street
  • Franklin Bank & Trust at West Church Street & Main Street
  • Community Credit Union at Carthage Pike & South Main

Small business owners in Kentucky often seek specialized equipment loans tailored to agricultural and manufacturing sectors. StartCap provides flexible financing solutions that complement traditional bank offerings, helping new enterprises acquire essential machinery without extensive collateral requirements.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Franklin, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Franklin, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

In Franklin, KY, equipment financing opens doors for local businesses seeking growth through strategic investments. Small business owners can secure loans for essential machinery like agricultural tractors, restaurant cooking equipment, construction vehicles, and manufacturing tools across Simpson County's diverse economic landscape.

Local lenders understand the nuanced needs of Kentucky businesses, offering flexible financing options for heavy machinery, technology systems, medical equipment, and specialized vehicles. From farm implements near Barren River Lake to commercial kitchen gear in downtown Franklin, equipment loans provide critical support for emerging enterprises.

Elevate Yourself

Get Pre-Approved