Business Equipment Loans in Covington, KY
Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit
You Have The Skills, Now Get The Tools
In Covington, KY, our equipment loans support everything from small businesses to large enterprises. Whether you’re buying tools or upgrading facilities, we’re here to help you achieve liftoff.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Covington Equipment Loans
At StartCap, we offer a wide range of loan options to match your business’s needs. Whether you’re looking for a line of credit or a secured loan, we have the flexibility to help you succeed.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Covington or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Covington, KY
For businesses in Covington and nearby cities, our equipment loans provide affordable and flexible solutions. No matter the size of your business, we’re here to help you reach your potential. From Newport to Norwood and beyond, we've got you covered.
Equipment Loan FAQ's
Situated along the banks of the Ohio River, Covington, KY showcases a dynamic small business ecosystem where local founders seek reliable equipment financing solutions. Business owners in Kenton County often explore multiple lending options to support their growth and operational needs.
Here are a few local suggestions:- Fifth Third Bank at Madison Avenue & Pike Street
- U.S. Bank at Mainstrasse Village
- Northern Kentucky Credit Union at Scott Boulevard & Buttermilk Pike
- PNC Bank at Covington Plaza
- Community Trust Bank at Southgate Street
StartCap represents one potential equipment loan resource for Kentucky business owners seeking flexible funding strategies. Local start-ups may find multiple financing avenues by researching regional banks, credit unions, and specialized equipment lending programs tailored to their specific industry requirements.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Covington, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Covington, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in Covington, KY covers an extensive range of machinery and tools for local businesses. From construction vehicles used along the Ohio River to restaurant kitchen equipment in Newport's bustling culinary scene, small business owners have multiple financing options for essential operational assets.
Agricultural machinery, medical diagnostics equipment, technology infrastructure, and manufacturing tools represent common categories for equipment loans in Kentucky. Local founders can secure funding for trucks, tractors, commercial ovens, precision manufacturing tools, and advanced computer systems through strategic lending partnerships throughout Boone County and surrounding areas.
