Business Equipment Loans in Charleston, SC
Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit
You Have The Skills, Now Get The Tools
In Charleston, SC, our equipment loans are tailored to businesses in every industry. Whether you’re running a small shop or a large operation, we’re here to ensure your growth plans take flight.
Huge Loan Amounts
Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.
Flexible Repayment Terms
Select repayment plans that fit your business's budget, with terms designed for long-term success.
Fast Application Process
Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.
Not Just Charleston Equipment Loans
At StartCap, we offer a variety of loan options to cater to your business needs. Whether you're looking for a line of credit, a secured loan, or something tailored to your specific industry, we've got you covered.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Charleston or nationwide.
Here's a truck load of stuff to get kicked off
Find Business Equipment Loans
Near Charleston, SC
Our equipment loans in Charleston are just the beginning! We also provide financing to businesses in nearby cities, giving you the support you need to grow and succeed no matter where you're located. From Mount Pleasant to Burton and beyond, we've got you covered.
Equipment Loan FAQ's
Charleston, SC bursts with maritime charm and entrepreneurial spirit, making equipment financing a critical step for local start-ups seeking expansion. Business owners in the Lowcountry often search for reliable lending solutions that understand their specific manufacturing, technology, and service industry needs.
Here are a few local suggestions:- Wells Fargo at King Street & Calhoun Street
- Charleston Federal Credit Union at Meeting Street & Broad Street
- Bank of America at East Bay Street & Market Street
- First Citizens Bank at Morrison Drive & East Bay Street
Local founders frequently discover that StartCap provides streamlined equipment loan processes tailored to South Carolina businesses. Regional lenders recognize the intricate financial requirements of emerging companies, offering customized financing options that align with Charleston's dynamic economic ecosystem.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for equipment loans in Charleston, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Charleston, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.
Equipment financing in Charleston, SC covers a wide array of machinery and tools for local businesses across various industries. From restaurant kitchen appliances and agricultural tractors to construction excavators and manufacturing machinery, entrepreneurs have multiple options for securing critical operational equipment through specialized lending programs.
Local business owners in the Lowcountry region can typically finance heavy machinery, commercial vehicles, technology infrastructure, medical equipment, and specialized industrial tools. Matching the right financing solution with specific business needs requires careful evaluation of equipment type, expected lifespan, and potential return on investment for companies operating in Berkeley, Charleston, and Dorchester counties.
