Winston-Salem Equipment Financing

Business Equipment Loans in Winston-Salem, NC

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

From repair shops to restaurants, our equipment loans in Winston-Salem, NC, provide essential support. With us, you can focus on expanding your business and achieving your full potential.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in North Carolina

Not Just Winston-Salem Equipment Loans

With StartCap’s diverse loan options, including lines of credit and secured loans, we make it easy for businesses to access the funds they need. Whatever your goals, we can help you achieve them.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Winston-Salem or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Forsyth County

Find Business Equipment Loans
Near Winston-Salem, NC

Looking for equipment loans in Winston-Salem? Our services extend to nearby cities, ensuring that businesses across the region have access to the tools and resources they need to succeed. From Clemmons to Archdale and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in Winston-Salem that offer equipment loans?

Winston-Salem, NC's dynamic business ecosystem thrives on innovation, with local founders seeking strategic equipment financing solutions across Forsyth County. Small business owners recognize the critical importance of obtaining reliable equipment loans tailored to their specific operational requirements.

Here are a few local suggestions:
  • Truliant Federal Credit Union at Fourth Street & Cherry Street
  • BB&T Bank at Trade Street & Fourth Street
  • Wells Fargo at Main Street & Fourth Street
  • First Citizens Bank at Peters Creek Parkway & Hanes Mall Boulevard
  • Self-Help Credit Union at Trade Street & Marshall Street
  • Old Salem Bank and Trust at Salem Street & Main Street

StartCap provides comprehensive equipment loan resources for Winston-Salem new business owners, offering flexible financing strategies beyond traditional banking channels. Local start-ups benefit from understanding multiple lending approaches that align with their specific growth trajectories and financial objectives.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Winston-Salem, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Winston-Salem, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in Winston-Salem, NC covers diverse machinery across multiple industries. Local business owners seeking loans can acquire essential tools for manufacturing, construction, agricultural operations, and restaurant equipment. From tractors in Forsyth County farmlands to commercial kitchen appliances in downtown Winston-Salem, financing options support regional economic growth.

Restaurant owners, construction contractors, and agricultural producers frequently leverage equipment loans for specialized machinery. Typical financed items include heavy construction vehicles, industrial manufacturing equipment, commercial refrigeration units, farm tractors, and precision agricultural technologies. Small business financing helps local entrepreneurs acquire critical infrastructure without substantial upfront capital investments.

Elevate Yourself

Get Pre-Approved