Eugene Equipment Financing

Business Equipment Loans in Eugene, OR

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

Whether you’re whisking batter or welding beams, our equipment loans in Eugene, OR, are here to support your success. With flexible terms, you’ll have the resources to grow without worry.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in Oregon

Not Just Eugene Equipment Loans

From lines of credit to secured loans, StartCap provides diverse financing options tailored to your business needs. Whatever your goals are, we’ll help you achieve them with flexible loan solutions.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Eugene or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Lane County

Find Business Equipment Loans
Near Eugene, OR

In Eugene and surrounding cities, we provide equipment loans to help your business expand. Whether you're upgrading your machinery or purchasing new tools, we’re here to support your success. From Springfield to Florence and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in Eugene that offer equipment loans?

Eugene, OR thrives with a dynamic business ecosystem, where founders seek reliable equipment financing solutions. The city's innovation-driven marketplace presents unique opportunities for local start-ups requiring specialized machinery and technology investments.

Here are a few local suggestions:
  • First Tech Federal Credit Union at 13th Avenue & Willamette Street
  • Oregon Community Credit Union at River Road & Highway 99
  • Bank of the Cascades at 5th Street & Oakway Road
  • Eugene Teachers Credit Union at Franklin Boulevard & Centennial Boulevard
  • Key Bank at 11th Avenue & Chambers Street
  • US Bank at Pearl Street & 7th Avenue

Regional lenders understand the specific equipment financing requirements for businesses in Lane County. StartCap offers comprehensive equipment loan solutions tailored to local business needs, providing flexible funding options beyond traditional banking parameters.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Eugene, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Eugene, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in Eugene, OR covers a diverse range of business machinery and tools. Local founders seeking financial support can explore loans for restaurant kitchen equipment, agricultural machinery, construction vehicles, and specialized technology across various industries in Lane County.

Small business owners in Oregon may qualify for equipment financing on items like food trucks, commercial ovens, harvesting equipment, tractors, excavators, computers, medical devices, and manufacturing machinery. Consulting local financial institutions helps determine specific lending criteria and potential approval options.

Elevate Yourself

Get Pre-Approved