Louisville Equipment Financing

Business Equipment Loans in Louisville, KY

Equip your rocket with tools, vehicles, inventory, even
excavators. Anything you need to stay in orbit  

Get Pre-Approved  
No Impact on Credit!
Matt Cutsall
Written by:
Matt Cutsall
Credit Specialist
Edited by:
Matt Labowski
Lead Editor
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Build an Empire, Fleet, or Army of Robots

You Have The Skills, Now Get The Tools

Whether you’re constructing skyscrapers or running a café, our equipment loans in Louisville, KY, help you achieve your goals. Our team is ready to be your co-pilot on the journey to success.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Huge Loan Amounts

Get the equipment financing you need, from small upgrades to large investments, tailored to your needs.

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Flexible Repayment Terms

Select repayment plans that fit your business's budget, with terms designed for long-term success.

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Fast Application Process

Apply quickly and easily, with minimal paperwork and fast approval to meet your business needs.

We Have a Plethora of Options in Kentucky

Not Just Louisville Equipment Loans

StartCap offers a variety of loan solutions to meet the unique needs of your business. Whether you’re looking for a secured loan or a line of credit, we’re here to help you achieve your financial goals.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Louisville or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Jefferson County

Find Business Equipment Loans
Near Louisville, KY

In addition to Louisville we offer equipment loans to businesses in nearby cities. Our financing solutions are tailored to meet the unique needs of each business, big or small. From Jeffersonville to Middletown and beyond, we've got you covered.

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Equipment Loan FAQ's

  Are there any local lenders in Louisville that offer equipment loans?

Louisville, KY shines as a business-driven city with rolling Ohio River landscapes and dynamic economic opportunities for local start-ups seeking equipment financing. Founders exploring machinery and technology investments often search for reliable lending solutions tailored to their specific business requirements.

Here are a few local suggestions:
  • Republic Bank at Fourth Street & Muhammad Ali Boulevard
  • Citizens Union Bank at Bardstown Road & Eastern Parkway
  • Community Bank at Shelbyville Road & Hurstbourne Parkway
  • Kentucky Bank at Main Street & Second Street
  • Norton Community Credit Union at Preston Highway & Watterson Trail

StartCap offers comprehensive equipment loan solutions for businesses across KY, understanding the intricate financial needs of emerging companies. Local business owners benefit from personalized lending approaches that consider individual operational requirements and growth potential within Louisville's competitive market.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for equipment loans in Louisville, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Louisville, which are popular for new businesses, generally have rates ranging from 7% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

No, you don't even need to be registered with your state to receive funding. In most cases we can either help you get registered with your state or find alternatives that depend more on personal credit, income or assets.

Equipment financing in KY extends to a wide array of machinery across multiple industries. Local business founders in Louisville and Jefferson County can secure loans for restaurant kitchen equipment, agricultural machinery, construction vehicles, manufacturing tools, medical diagnostic devices, and technology infrastructure.

From food trucks near Churchill Downs to farming operations in rural Kentucky counties, equipment loans provide critical capital for growth. Small businesses and start-ups can leverage financing options for specialized equipment like commercial ovens, tractors, excavators, CNC machines, and advanced computer systems that drive operational efficiency.

Elevate Yourself

Get Pre-Approved