SBA Loans in Caribou, ME
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
Get Pre-Approved
Great Rates, Less Requirements & Smaller Down Payments
Secure your business’s future with SBA loans in Caribou, ME through StartCap. Our flexible terms and efficient process ensure your funding journey is smooth. Take the next step toward success with confidence.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Caribou SBA Loans
StartCap delivers flexible and tailored financial solutions to businesses in Aroostook County. Our team works closely with you to understand your unique needs and provide funding options that help you grow and succeed.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Caribou or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Caribou, ME
Located in Caribou or nearby? You can benefit from financial solutions that help entrepreneurs thrive. Our tools are designed to support growth and help you achieve your goals more effectively. From Presque Isle to Winslow and beyond, we're your credit line specialists.
SBA Loan FAQ's
Caribou, ME stands as a beacon for small business growth, with its sprawling potato fields and resilient commercial spirit driving local economic development. Founders seeking SBA loan opportunities find a supportive environment where financial resources intersect with regional business ambitions.
Here are a few local suggestions:- North Star Credit Union at Main Street & Sweden Street
- Aroostook County Federal Credit Union at Market Street & Access Highway
- Central Aroostook Bank at Bennett Drive & Military Road
- First Northern Credit Union at Houlton Road & Presque Isle Highway
StartCap offers comprehensive SBA loan guidance for new business owners in ME, complementing local lending institutions. Exploring multiple funding channels helps founders identify the most suitable financial strategy for their specific business requirements and growth objectives.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Caribou, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Caribou, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Aroostook County, ME seeking financial support through SBA loans can access funding for various industries. Retail shops, agricultural enterprises, manufacturing facilities, and professional service providers in Caribou qualify for different loan programs tailored to local economic development needs.
Specific SBA loan options include 7(a) loans for working capital, microloans for startup costs, and CDC/504 loans for commercial real estate and equipment purchases. Local founders in sectors like timber, potato farming, and technology services may find targeted financial resources through Caribou's economic support networks.
