SBA Loans in Everett, MA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Everett, MA offer the financial flexibility your business needs. StartCap provides competitive rates and expert support to help you grow. Take your business to the next level with our reliable solutions.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Everett SBA Loans
StartCap provides tailored financial solutions that help businesses in Middlesex County thrive. Whether you need funding for growth, expansion, or operational needs, we offer flexible options designed to meet your unique goals.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Everett or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Everett, MA
For entrepreneurs in Everett and surrounding regions, customized financial solutions are available to help businesses grow. Our support provides the right tools to help you reach your goals. From Malden to Saugus and beyond, we're your credit line specialists.
SBA Loan FAQ's
Everett, MA sits at the crossroads of industrial innovation and small business growth, offering local entrepreneurs a dynamic environment for securing SBA loan funding. The city's Gateway Cities program provides additional support for founders for seeking resources in this economically diverse p>Here are a few local suggestions to
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- Eastern Bank at Chelsea Street & Hancock Street
- Metro Credit Union at Broadway & Elm Street
- East Boston Savings Bank at Norwood Street Road Avenue
Interest rates for SBA loans in Everett, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Everett, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Everett, MA businesses spanning multiple sectors, including service-based trades like landscaping, electrical contracting, and HVAC services, often qualify for Small Business Administration (SBA) loans. Local start-ups in manufacturing, restaurant, and retail industries within Middlesex County frequently meet SBA lending requirements.
Qualifying businesses typically need strong credit histories, demonstrable revenue streams, and operational timelines exceeding two years. Professional service providers, construction contractors, and small-scale commercial enterprises in the greater Boston metropolitan area can leverage SBA loan programs for strategic financial growth.
