SBA Loans in Medford, MA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap brings accessible SBA loans to Medford, MA, offering small businesses the tools needed to grow. Our flexible terms and tailored support make funding your vision easy. Take your business to new heights today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Medford SBA Loans
Businesses in Middlesex County can trust StartCap for flexible financial solutions tailored to their needs. We offer a range of resources designed to help you grow, innovate, and succeed in a rapidly changing marketplace.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Medford or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Medford, MA
In Medford and surrounding cities, entrepreneurs have access to the financial support they need to succeed. Our solutions are crafted to help foster growth and achieve long-term goals. From Malden to Stoneham and beyond, we're your credit line specialists.
SBA Loan FAQ's
Medford, MA embodies a dynamic business ecosystem where local founders seek strategic financial support. Small businesses flourishing along Main Street and surrounding areas often require specialized lending solutions tailored to their growth trajectories.
Here are a few local suggestions:- Middlesex Savings Bank at Harvard Street & High Street
- Enterprise Bank at Route 60 & Salem Street
- Bank of America at Boston Avenue & Main Street
- East Cambridge Savings Bank at Mystic Valley Parkway
- Rockland Trust at Medford Square
- Cambridge Trust Company near Medford City Hall
SBA loan programs like 7(a), 504, and microloans provide Massachusetts new business owners critical funding for equipment purchases, working capital, and commercial real estate acquisitions. Local lenders understand regional economic nuances and can structure financing matching specific business requirements.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Medford, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Medford, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in Medford, Massachusetts seeking SBA financing have multiple opportunities across diverse industries. Local restaurants, retail shops, professional services, and technology startups within Middlesex County frequently qualify for these federal-backed lending programs.
Qualifying establishments typically include service-based businesses like plumbing contractors, HVAC technicians, landscaping companies, and independent professional practices near the Mystic River. Manufacturing firms, healthcare providers, and consultancy groups with strong business plans also receive considerable SBA loan consideration.
