SBA Loans in Manhattan, KS
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
Fuel your entrepreneurial journey with SBA loans in Manhattan, KS from StartCap. We make securing funding seamless and stress-free so you can focus on building your dream business. Success starts with StartCap.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Manhattan SBA Loans
StartCap supports businesses in Riley County with dynamic financial solutions. Whether you're looking to expand, manage cash flow, or invest in new opportunities, our customizable options are designed to help you achieve your vision.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Manhattan or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Manhattan, KS
Entrepreneurs in Manhattan and nearby cities can access flexible financial support designed to meet their needs. Our solutions help facilitate growth and provide the tools necessary for success. From Junction City to Eudora and beyond, we're your credit line specialists.
SBA Loan FAQ's
Manhattan, KS thrives with agricultural innovation and Kansas State University's dynamic research ecosystem. Business founders seeking financial support for their ventures frequently explore Small Business Administration (SBA) loan opportunities throughout the region's economic landscape.
Here are a few local suggestions:- Flint Hills National Bank at Poyntz Avenue & 4th Street
- First McPherson Bank at Manhattan Branch
- Armed Forces Bank at Seth Child Road
- Riley County State Bank at Bluemont Avenue
- K-State Bank at Ft. Riley Boulevard
- Manhattan Credit Union at Kimball Avenue
SBA loans in Riley County typically cover working capital, equipment purchases, real estate acquisitions, and startup costs. Local financial institutions understand the unique challenges facing new business owners and provide tailored lending solutions designed to support Kansas entrepreneurs' growth ambitions.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Manhattan, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Manhattan, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Manhattan, KS, small business owners across Riley County can access SBA loan programs for various enterprises. Local restaurants, professional services, retail shops, and contractors like plumbers and electricians frequently qualify for these financial support options through banks serving the Kansas State University region.
Technology startups, medical practices, agricultural service providers, and home improvement businesses operating within Manhattan's dynamic commercial zones often meet SBA lending criteria. Founders should review specific program requirements with local financial institutions to determine exact eligibility for their specific business model.
