SBA Loans in Haverhill, MA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
Empower your small business with SBA loans in Haverhill, MA from StartCap. Flexible terms and expert assistance make financing your dreams simple. Let’s work together to fuel your success today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Haverhill SBA Loans
StartCap is proud to offer businesses in Essex County a variety of financial solutions. Our tailored funding options are designed to meet your unique business needs, helping you overcome obstacles and achieve lasting success.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Haverhill or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Haverhill, MA
In Haverhill and neighboring areas, entrepreneurs are empowered with the financial resources they need to grow and succeed. Custom solutions are available to help meet your unique business goals. From Lawrence to Londonderry and beyond, we're your credit line specialists.
SBA Loan FAQ's
Haverhill, MA sits along the Merrimack River, blending industrial heritage with modern business aspirations. Local founders searching for SBA loan opportunities find themselves exploring multiple financing strategies tailored to regional economic development initiatives.
Here are a few local suggestions:- Enterprise Bank at Merrimack Street & Essex Street
- North Shore Bank at Washington Square
- Methuen Credit Union at Broadway & Pleasant Valley Street
- Pentucket Bank at Amesbury Street & Main Street
- Merrimack Valley Federal Credit Union at River Street
- Salem Five Bank at Haverhill Branch Location
SBA loans in Massachusetts typically cover working capital, equipment purchases, real estate acquisitions, and startup costs. Local businesses spanning manufacturing, technology, and service sectors frequently leverage these financial resources to fuel growth and expansion across the Merrimack Valley region.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Haverhill, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Haverhill, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Haverhill, MA's dynamic business ecosystem, local establishments ranging from service-based operations to retail shops can access Small Business Administration (SBA) loan opportunities. Manufacturing firms, construction companies, professional services, and restaurant ventures within Essex County frequently qualify for these financial resources.
Small business owners in Haverhill, including HVAC technicians, plumbing contractors, electricians, and independent retailers near Merrimack River, may secure SBA loans through specific program requirements. Qualifying criteria typically involve business size, credit history, and operational performance in Massachusetts's competitive economic landscape.
