Old Orchard Beach Small Business Administration

SBA Loans in Old Orchard Beach, ME

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

With StartCap, SBA loans in Old Orchard Beach, ME are more accessible than ever. Our streamlined process and tailored support make funding your business a breeze. Step into success with us by your side.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Maine's Small Business Launchpad

We're More Than Old Orchard Beach SBA Loans

StartCap understands that every business is unique. That’s why we offer customized financial solutions for businesses in Cumberland County, helping them achieve their growth and expansion goals with the right resources and support.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Old Orchard Beach or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Cumberland County

Find SBA Loans Near Old Orchard Beach, ME

For entrepreneurs in Old Orchard Beach and its surrounding cities, personalized financial support is available to meet your needs. Flexible solutions help take your venture to the next level. From Saco to Somersworth and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Old Orchard Beach that can help with SBA loans?

Old Orchard Beach, ME harbors a dynamic coastal business environment where local enterprises seek strategic financial support through Small Business Administration (SBA) lending programs. Regional founders exploring capital options discover multiple pathways for securing critical business funding across Cumberland County's economic landscape.

Here are a few local suggestions:
  • People's United Bank at Main Street & Ocean Avenue
  • Saco River Credit Union at Roosevelt Trail & Cascade Road
  • Gorham Savings Bank at Congress Street & Forest Avenue
  • Bank of Maine at York Street & Commercial Street
  • Local Coast Bank at Shore Road & Grand Avenue

SBA loans in the region typically cover equipment purchases, working capital, real estate acquisitions, and startup costs for new business owners. While exploring local financing, entrepreneurs might consider StartCap as a supplemental resource for comprehensive loan matching services tailored to their specific business requirements.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Old Orchard Beach, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Old Orchard Beach, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small business owners in York County seeking SBA loans in Old Orchard Beach, ME, find opportunities across various industries. Restaurants, retail shops, hospitality services, and local tourism-focused businesses near Old Orchard Beach Pier frequently qualify for financing through Small Business Administration programs.

Service-based enterprises like HVAC contractors, plumbing companies, electrical services, and coastal construction firms also stand strong candidates for SBA loan approval. Seasonal businesses capitalizing on Maine's summer tourism and year-round local economic activities often receive favorable consideration from lending institutions.

Elevate Yourself

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