Kennebunk Small Business Administration

SBA Loans in Kennebunk, ME

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

Fuel your entrepreneurial journey with SBA loans in Kennebunk, ME from StartCap. We make securing funding seamless and stress-free so you can focus on building your dream business. Success starts with StartCap.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Maine's Small Business Launchpad

We're More Than Kennebunk SBA Loans

StartCap delivers flexible and tailored financial solutions to businesses in York County. Our team works closely with you to understand your unique needs and provide funding options that help you grow and succeed.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Kennebunk or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

York County

Find SBA Loans Near Kennebunk, ME

In Kennebunk and surrounding cities, entrepreneurs can find the financial solutions needed to scale. Our flexible support helps you meet your business goals and achieve long-term success. From Biddeford to South Portland and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Kennebunk that can help with SBA loans?

Tucked along the picturesque southern Maine coastline, Kennebunk offers dynamic business opportunities for founders seeking financial support through SBA loan programs. The local economic environment provides promising avenues for small business growth, particularly for those exploring funding strategies tailored to regional commercial landscapes.

Here are a few local suggestions:
  • Wells Fargo Bank at Main Street & Market Street
  • Kennebunk Savings Bank at Route 1 & River Road
  • People's United Bank at Route 35 & Port Road
  • Bank of America at Main Street & Brown Street
  • TD Bank at Post Road & Western Avenue
  • First York Credit Union at Route 1 & Exchange Street

Local start-ups and established businesses might find SBA loan options like 7(a) loans, microloans, and equipment financing particularly attractive for purchasing real estate, refinancing debt, or acquiring business assets. Exploring these financial resources can provide critical support for entrepreneurs developing commercial strategies in the Kennebunk region.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Kennebunk, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Kennebunk, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small business owners in Kennebunk, Maine, have multiple SBA loan opportunities across various sectors. Retail shops, restaurants, professional services, construction companies, and hospitality businesses near Goose Rocks Beach frequently qualify for federal financing programs through local lending institutions.

Service-based enterprises like plumbing contractors, HVAC specialists, electrical repair firms, and landscaping businesses operating in York County can access SBA funding. Coastal Maine's economic ecosystem supports new start-ups seeking operational capital through Small Business Administration loan channels.

Elevate Yourself

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