SBA Loans in Lansing, MI
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Lansing, MI offer small businesses a reliable way to secure funding. StartCap’s competitive options and expert guidance ensure you get the support you need. Propel your business forward with confidence.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Lansing SBA Loans
StartCap delivers flexible financial solutions to businesses in Ingham County, providing the capital needed to fuel growth and overcome obstacles. Our goal is to support your business in achieving its potential and long-term success.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Lansing or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Lansing, MI
For entrepreneurs in Lansing and nearby cities, there are financial resources designed to help them grow. Our flexible solutions can meet your needs and help you achieve your goals more effectively. From Waverly to Saint Johns and beyond, we're your credit line specialists.
SBA Loan FAQ's
Lansing, MI brims with entrepreneurial spirit, where local business owners seek strategic financing solutions through Small Business Administration (SBA) loans. The capital region around Michigan's state capital offers multiple resources for new business owners exploring funding opportunities across diverse industries.
Here are a few local suggestions:- Dort Financial Credit Union at Michigan Avenue & Capitol Avenue
- Chemical Bank at Saginaw Highway & Abbott Road
- First National Bank at Grand River Avenue & Washington Avenue
- Fifth Third Bank at Cedar Street & Ottawa Street
- Lake Michigan Credit Union at Okemos Road & Grand River Avenue
- Community Choice Credit Union at Waverly Road & Michigan Road
SBA loan programs like 7(a), 504, and microloans provide flexible financing for equipment purchases, working capital, real estate acquisitions, and startup costs. Local founders can leverage these funding mechanisms to transform innovative concepts into sustainable business ventures across Ingham County's dynamic economic landscape.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Lansing, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Lansing, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Lansing, MI seeking SBA loans typically include retail shops, restaurants, professional services, and contractors across Ingham County. Qualifying businesses must meet specific revenue thresholds, demonstrate financial stability, and operate within established industry parameters for federal small business assistance.
Service-based enterprises like plumbing companies, HVAC technicians, electrical contractors, and local construction firms frequently receive SBA loan approvals near Michigan's state capital. Local start-ups near the Michigan State University campus often qualify for these critical financing opportunities through careful documentation and strong business plans.
