SBA Loans in Framingham, MA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Framingham, MA offer the financial flexibility your business needs. StartCap provides competitive rates and expert support to help you grow. Take your business to the next level with our reliable solutions.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Framingham SBA Loans
StartCap empowers businesses in Middlesex County with financial solutions that foster growth and development. Whether you're scaling up or managing cash flow, we offer the tools necessary to take your business to the next level.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Framingham or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Framingham, MA
For entrepreneurs in Framingham and its surrounding cities, personalized financial support is available to meet your needs. Flexible solutions help take your venture to the next level. From Cochituate to Waltham and beyond, we're your credit line specialists.
SBA Loan FAQ's
Framingham, MA stands out as a dynamic business hub with its rich industrial heritage and strategic location along the Sudbury River. Local business owners seeking financial support for growth find SBA loans particularly advantageous for scaling operations and securing critical capital investments.
Small business funding requires strategic research and targeted approaches. Understanding the local financial ecosystem becomes crucial for founders looking to leverage Small Business Administration loan programs tailored to their specific industry and expansion goals.
Here are a few local suggestions:- Middlesex Savings Bank at Route 9 & Rte 30
- Webster Bank at Concord Street & Rte 126
- Bank of America at Shoppers World Plaza
- Cambridge Savings Bank at Pearl Street & Waverly Street
- Enterprise Bank at Framingham Centre
- Metro Credit Union at Route 135
Interest rates for SBA loans in Framingham, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Framingham, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Framingham, MA, small business owners across various sectors can access SBA loan opportunities. Local retail shops, service providers like HVAC contractors, plumbing businesses, and professional service firms often qualify for financial support through Small Business Administration programs.
Middlesex County businesses operating in manufacturing, technology, healthcare, and professional consulting frequently meet SBA lending criteria. Founders seeking capital for equipment purchases, working capital, or expansion can explore different loan options tailored to their specific business needs in the Greater Boston economic ecosystem.
