SBA Loans in Lexington, MA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Lexington, MA are accessible and straightforward with StartCap. Our expert team ensures you have the financial resources needed to grow your business. Partner with us for dependable support and guidance.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Lexington SBA Loans
StartCap offers businesses in Middlesex County customized financial solutions to help them achieve their growth goals. Whether you need support for expansion, innovation, or managing cash flow, we provide the resources to make it happen.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Lexington or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Lexington, MA
In Lexington and surrounding cities, entrepreneurs can access flexible financial solutions that help support growth. Our tailored resources are available to meet your unique needs and goals. From Arlington to Stoneham and beyond, we're your credit line specialists.
SBA Loan FAQ's
Lexington, MA harbors a dynamic business ecosystem where local founders seek strategic financing solutions for growth. The town's proximity to Boston and its rich historical backdrop create an environment ripe for small business development and innovative funding approaches.
Here are a few local suggestions:- Enterprise Bank at Massachusetts Avenue & Hartwell Street
- Middlesex Savings Bank at Waltham Street & Lincoln Street
- Cambridge Savings Bank at Route 128 & Burlington Mall Road
- Metro Credit Union at Bedford Street & Great Road
- Waterstone Bank at Burlington Mall Road & Cambridge Street
- Century Bank at Pleasant Street & Massachusetts Avenue
Small business owners investigating SBA loan options will find multiple avenues for securing capital. Whether seeking equipment financing, working capital, or real estate acquisition funds, local lenders understand the nuanced needs of Massachusetts-based new business owners seeking strategic financial support.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Lexington, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Lexington, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Lexington, MA, local businesses spanning professional services, retail, technology, and hospitality often qualify for SBA loans. Manufacturing firms, construction companies, and medical practices near Battle Road Trail can typically access these financial resources through specific Small Business Administration programs.
Massachusetts-based founders in service industries like HVAC, plumbing, landscaping, and electrical contracting near Minute Man National Historical Park frequently meet SBA lending criteria. Small restaurants, boutique shops, and software development startups in Middlesex County can also explore these strategic funding opportunities.
