SBA Loans in Nantucket, MA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
Small businesses in Nantucket, MA benefit from StartCap’s hassle-free SBA loans. Our competitive rates and tailored guidance provide the support you need to thrive. Take the next step in your business journey with us.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Nantucket SBA Loans
StartCap supports businesses in Nantucket County with tailored financial solutions designed to meet their specific needs. From expansion to cash flow management, we offer the resources you need to achieve sustainable growth.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Nantucket or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Nantucket, MA
Entrepreneurs in Nantucket and surrounding areas can rely on financial solutions that help them grow. Our tailored support is designed to meet your needs and help you reach your full potential. From West Yarmouth to Fall River and beyond, we're your credit line specialists.
SBA Loan FAQ's
Nantucket, MA, with its iconic lighthouses and maritime heritage, offers a distinctive environment for business growth. Local founders seeking financial support for their ventures often explore Small Business Administration (SBA) loan opportunities across the island's economic landscape.
Here are a few local suggestions:- Cape Cod Five Cents Savings Bank at Main Street & Federal Street
- Nantucket Bank at Centre Street & Washington Street
- Martha's Vineyard Savings Bank at Old South Road
- RBS Citizens Bank at Main Street & Broad Street
SBA loans in Massachusetts provide critical funding for equipment purchases, working capital, and property acquisitions. Small business owners can explore various programs like 7(a) loans, 504 development loans, and microloans tailored to different operational needs and growth strategies.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Nantucket, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Nantucket, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Nantucket, MA seeking SBA loans often include retail shops, hospitality services, marine-related enterprises, and local restaurants operating within the island's seasonal tourism economy. Eligible businesses must meet specific criteria established by the U.S. Small Business Administration for funding support.
Service providers like electricians, plumbing contractors, HVAC specialists, and landscaping businesses frequently qualify for SBA loan programs. Nantucket's unique economic landscape emphasizes businesses that support tourism, maritime industries, and year-round community infrastructure needs.
