
Great Rates, Less Requirements & Smaller Down Payments
StartCap’s SBA loans in Jericho, NY empower entrepreneurs with flexible terms and reliable support. Our competitive rates make funding your business goals easier than ever. Start your journey to success with us today.

Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Jericho SBA Loans
At StartCap, we provide businesses in Nassau County with the tools and resources they need to grow and succeed. Our flexible financial solutions are designed to meet your needs, whatever challenges you may face.

From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Jericho or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Jericho, NY
For entrepreneurs in Jericho and nearby cities, financial resources are available to help you succeed. Custom solutions are available to scale your business and achieve success. From Hicksville to Old Bethpage and beyond, we're your credit line specialists.

SBA Loan FAQ's
Jericho, NY harbors a dynamic small business ecosystem within Nassau County, with local founders seeking strategic financial resources for growth. Small business owners exploring SBA loan opportunities find multiple avenues for securing critical funding across Long Island's business landscape.
Here are a few local suggestions:- Bethpage Federal Credit Union at Hicksville Road & Jerusalem Avenue
- North Shore Community Bank at Northern Boulevard & Glen Cove Road
- TD Bank at Jericho Turnpike & Cedar Swamp Road
- Chase Bank at Broadway & Jericho Turnpike
- First National Bank of Long Island at Old Country Road & Glen Cove Road
SBA loans offer diverse financing options for equipment purchases, working capital, real estate acquisition, and expansion projects. Local start-ups in Jericho can leverage these flexible programs through community banks and specialized lending institutions tailored to regional business needs.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Jericho, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Jericho, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in Jericho, NY located in Nassau County may qualify for SBA loans across various sectors. Local retail shops, restaurants, professional services, and home improvement contractors like plumbers and electricians can potentially secure funding through Small Business Administration programs.
The loan eligibility depends on factors including business size, annual revenue, and operational history in NY. Sectors such as healthcare providers, technology startups, construction firms, and service-based businesses near Jericho Country Club might meet SBA lending requirements with proper documentation.