Jericho Small Business Administration

SBA Loans in Jericho, NY

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

Get Pre-Approved  
No Impact on Credit!
Avatar photo
Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
SBA Loan Image
A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

StartCap’s SBA loans in Jericho, NY empower entrepreneurs with flexible terms and reliable support. Our competitive rates make funding your business goals easier than ever. Start your journey to success with us today.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Low Rates Icon

Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

25 Year Icon

Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

Equipment Icon

Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're New York's Small Business Launchpad

We're More Than Jericho SBA Loans

At StartCap, we provide businesses in Nassau County with the tools and resources they need to grow and succeed. Our flexible financial solutions are designed to meet your needs, whatever challenges you may face.

Launchpad Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Marketing Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Jericho or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Nassau County

Find SBA Loans Near Jericho, NY

For entrepreneurs in Jericho and nearby cities, financial resources are available to help you succeed. Custom solutions are available to scale your business and achieve success. From Hicksville to Old Bethpage and beyond, we're your credit line specialists.

Map Image

SBA Loan FAQ's

  Are there any local lenders in Jericho that can help with SBA loans?

Jericho, NY harbors a dynamic small business ecosystem within Nassau County, with local founders seeking strategic financial resources for growth. Small business owners exploring SBA loan opportunities find multiple avenues for securing critical funding across Long Island's business landscape.

Here are a few local suggestions:
  • Bethpage Federal Credit Union at Hicksville Road & Jerusalem Avenue
  • North Shore Community Bank at Northern Boulevard & Glen Cove Road
  • TD Bank at Jericho Turnpike & Cedar Swamp Road
  • Chase Bank at Broadway & Jericho Turnpike
  • First National Bank of Long Island at Old Country Road & Glen Cove Road

SBA loans offer diverse financing options for equipment purchases, working capital, real estate acquisition, and expansion projects. Local start-ups in Jericho can leverage these flexible programs through community banks and specialized lending institutions tailored to regional business needs.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Jericho, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Jericho, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Small business owners in Jericho, NY located in Nassau County may qualify for SBA loans across various sectors. Local retail shops, restaurants, professional services, and home improvement contractors like plumbers and electricians can potentially secure funding through Small Business Administration programs.

The loan eligibility depends on factors including business size, annual revenue, and operational history in NY. Sectors such as healthcare providers, technology startups, construction firms, and service-based businesses near Jericho Country Club might meet SBA lending requirements with proper documentation.

Elevate Yourself

Get Pre-Approved