Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Floral Park, NY from StartCap give you the financial flexibility to grow your business. Our tailored solutions and expert assistance make funding stress-free. Build your dreams with a reliable partner today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Floral Park SBA Loans
For businesses in Nassau County, StartCap provides customized financial support to help you achieve your goals. From growth to innovation, we offer solutions designed to fuel your business’s success and long-term sustainability.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Floral Park or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Floral Park, NY
In Floral Park and neighboring cities, entrepreneurs have access to financial solutions tailored to their needs. Our flexible support helps scale businesses and achieve long-term success. From New Hyde Park to Mineola and beyond, we're your credit line specialists.
SBA Loan FAQ's
Floral Park, NY, with its charming residential streets and proximity to bustling NYC, offers a compelling environment for local business founders seeking financial support. Small business owners exploring SBA loan options find multiple resources in Nassau County, particularly for expansion, real estate acquisition, or equipment purchasing needs.
Here are a few local suggestions:- Citibank at Jericho Turnpike & Tulip Avenue
- Wells Fargo at Hempstead Turnpike & Meacham Avenue
- TD Bank at Floral Park Road & Stewart Avenue
- First National Bank of Long Island at Plainfield Avenue & Roslyn Road
- Valley National Bank at Cherry Valley Boulevard & Hillside Avenue
- Bethpage Federal Credit Union at Urban Avenue & Covert Avenue
For new business owners seeking specialized SBA loan guidance, StartCap provides comprehensive support tailored to regional economic dynamics. Their expertise helps local start-ups navigate complex financing requirements while understanding the specific challenges of Nassau County's business ecosystem.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Floral Park, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Floral Park, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Floral Park, NY spanning service sectors like plumbing, HVAC, retail, and professional services might qualify for SBA loans. Nassau County entrepreneurs can access funding through programs targeting local small business growth and economic development initiatives.
Qualifying businesses typically include established companies with strong credit histories, service-based operations like electrical contractors, and startup ventures demonstrating financial stability. Local founders in NY seeking capital must meet specific SBA criteria and show potential for sustainable business expansion.