Severn Small Business Administration

SBA Loans in Severn, MD

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

Fuel your entrepreneurial journey with SBA loans in Severn, MD from StartCap. We make securing funding seamless and stress-free so you can focus on building your dream business. Success starts with StartCap.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Maryland's Small Business Launchpad

We're More Than Severn SBA Loans

Businesses in Anne Arundel County can trust StartCap for flexible financial solutions tailored to their needs. We offer a range of resources designed to help you grow, innovate, and succeed in a rapidly changing marketplace.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Severn or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Anne Arundel County

Find SBA Loans Near Severn, MD

In Severn and surrounding cities, entrepreneurs can find the financial solutions needed to scale. Our flexible support helps you meet your business goals and achieve long-term success. From Odenton to Baltimore Highlands and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Severn that can help with SBA loans?

Severn, Maryland pulses with small business energy, drawing local founders seeking financial support through SBA loan programs. The region's dynamic business environment around Anne Arundel County offers multiple pathways for new business owners exploring funding opportunities.

Here are a few local suggestions:
  • First Settlers Bank at Quarterfield Road & Severn Road
  • Maryland Community Bank at Baltimore Annapolis Boulevard & Mountain Road
  • Sandy Spring Bank at Harmans Road & Ridge Road
  • M&T Bank at Crain Highway & Brock Bridge Road
  • Navy Federal Credit Union at Aviation Boulevard & Dorsey Road
  • Bank of America at Governor Ritchie Highway & Earleigh Heights Road

Local entrepreneurs investigating SBA loan options like 7(a), 504, and microloans will discover multiple resources supporting equipment purchases, working capital, and commercial real estate investments. Strategic planning remains crucial for securing appropriate financing in Maryland's competitive business landscape.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Severn, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Severn, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

In Anne Arundel County, Maryland, small business owners in Severn can access SBA loan opportunities across multiple industries. Local enterprises like construction firms, service-based businesses such as landscaping companies, and professional consulting services often qualify for financial support through Small Business Administration programs.

Retail establishments, technology startups, and home-based service providers in the 21144 zip code area may be eligible for SBA loans. Qualifying businesses typically include restaurants, HVAC contractors, plumbing services, and professional consulting firms seeking capital for growth and operational expansion.

Elevate Yourself

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