SBA Loans in Beltsville, MD
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
Get Pre-Approved
Great Rates, Less Requirements & Smaller Down Payments
StartCap simplifies SBA loans in Beltsville, MD, offering tailored solutions for small businesses. With flexible terms and expert guidance, we make funding your dreams straightforward and stress-free. Let us help power your entrepreneurial journey.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Beltsville SBA Loans
StartCap supports businesses in Prince George's County with tailored financial solutions designed to meet their specific needs. From expansion to cash flow management, we offer the resources you need to achieve sustainable growth.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Beltsville or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Beltsville, MD
Entrepreneurs in Beltsville and nearby cities can benefit from financial resources that are tailored to help them succeed. Customized solutions are available to help grow your business with ease. From Greenbelt to Riverdale Park and beyond, we're your credit line specialists.
SBA Loan FAQ's
Beltsville, MD, situated near the intersection of the Baltimore-Washington Parkway and Route 212, offers a dynamic business environment for local start-ups seeking financial support. Founders exploring small business administration funding have several strategic options within Prince George's County's diverse economic landscape.
Here are a few local suggestions:- Sandy Spring Bank at Route 1 & Powder Mill Road
- Apple Federal Credit Union at Annapolis Road & Rhode Island Avenue
- M&T Bank at Greenbelt Road & Kenilworth Avenue
- Bank of America at Baltimore Avenue & Powder Mill Road
- Eagle Bank at University Boulevard & Adelphi Road
- Capital One Bank at Laurel-Beltsville Road
SBA loan programs like 7(a), 504, and microloans provide critical resources for purchasing equipment, refinancing debt, or acquiring commercial real estate. Local business owners can leverage these financial tools to transform entrepreneurial visions into sustainable enterprises within Maryland's competitive market.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Beltsville, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Beltsville, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Beltsville, MD, small businesses spanning retail, service, and professional sectors often qualify for SBA loans through the Prince George's County economic development network. Local enterprises like technology startups, construction firms, home service providers, and restaurant establishments frequently meet federal lending criteria.
Qualifying businesses typically need strong credit histories, operational experience in Maryland, and sustainable business models. Restaurant owners, HVAC contractors, electrical service companies, and technology consultants near the Beltsville Agricultural Research Center frequently secure financing through Small Business Administration programs.
