SBA Loans in Kettering, MD
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
With SBA loans in Kettering, MD, StartCap helps small businesses reach new heights. Our streamlined process and expert support make securing funding simpler than ever. Let us help fuel your business’s next big leap forward.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Kettering SBA Loans
For businesses in Prince George's County, StartCap provides customized financial support to help you achieve your goals. From growth to innovation, we offer solutions designed to fuel your business’s success and long-term sustainability.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Kettering or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Kettering, MD
For entrepreneurs in Kettering and beyond, personalized financial support is available to help you succeed. Flexible solutions are designed to meet your unique business needs and drive growth. From Largo to Coral Hills and beyond, we're your credit line specialists.
SBA Loan FAQ's
Kettering, MD harbors a dynamic small business ecosystem where local founders seek strategic financial support through SBA loan programs. Entrepreneurs in Prince George's County discover multiple avenues for accessing critical business funding resources tailored to regional economic development initiatives.
Small business owners exploring funding options find multiple financing strategies beyond traditional bank loans. Maryland's SBA loan landscape offers several opportunities for local start-ups seeking working capital, equipment financing, or expansion investments.
Here are a few local suggestions:- Apple Federal Credit Union at Landover Road & Kenilworth Avenue
- First National Bank of Maryland at Route 50 & Annapolis Road
- Congressional Bank at Central Avenue & Kenilworth Avenue
- Sandy Spring Bank at Greenbelt Road & Kenilworth Avenue
- M&T Bank at Annapolis Road & Kenilworth Avenue
- Bank of America at Landover Road & Central Avenue
Interest rates for SBA loans in Kettering, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Kettering, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in Maryland's Prince George's County find SBA loan opportunities across various industries. Retail shops, professional services, construction firms, and local restaurants in Kettering can qualify for these financial support programs. Specific eligibility depends on business size, revenue, and operational history.
Service-based businesses like HVAC contractors, plumbing companies, electrical services, and landscaping enterprises often meet SBA loan requirements. Founders must demonstrate strong credit profiles and provide comprehensive business plans to secure funding through local lenders in the Kettering business district.
