Laurel Small Business Administration

SBA Loans in Laurel, MD

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

At StartCap, SBA loans in Laurel, MD are designed to simplify funding for small businesses. Competitive rates and expert support ensure your growth goals are met. Take the first step toward success with us.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

25 Year Icon

Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Maryland's Small Business Launchpad

We're More Than Laurel SBA Loans

Businesses in Prince George's County can count on StartCap for flexible financial solutions. We offer a range of options designed to meet your unique needs and help you grow, scale, and succeed in today’s business environment.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Laurel or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Prince George's County

Find SBA Loans Near Laurel, MD

In Laurel and surrounding cities, entrepreneurs can find the financial backing they need to succeed. Our solutions are designed to help you scale, innovate, and meet your goals. From Maryland City to Glenn Dale and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Laurel that can help with SBA loans?

Laurel, Maryland sits at the crossroads of innovation and opportunity, bridging Prince George's and Anne Arundel counties with a dynamic business ecosystem. Small business owners seeking financial support through SBA loans will find multiple local resources to help transform their entrepreneurial dreams into reality.

Here are a few local suggestions:
  • Sandy Spring Bank at Laurel Shopping Center & Route 198
  • PNC Bank at Main Street & Baltimore Avenue
  • M&T Bank at Washington Boulevard & Contee Road
  • Navy Federal Credit Union at Laurel Lakes Avenue & Route 1
  • Bank of America at Laurel Park Highway & Route 29

Local new business owners can leverage SBA loans for working capital, equipment purchases, commercial real estate, and expansion projects. StartCap offers comprehensive guidance for founders navigating the complex financing landscape, providing personalized strategies tailored to Laurel's diverse economic environment.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Laurel, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Laurel, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

In Laurel, Maryland, small business owners seek SBA loan opportunities across diverse sectors. Local enterprises including retail shops, professional services, construction companies, and tech startups frequently qualify for federal funding support. Restaurants, automotive repair centers, and home service providers also represent prime candidates for Small Business Administration financial assistance.

Anne Arundel County's proximity to Washington D.C. amplifies business potential for Laurel-based companies. Manufacturing firms, medical practices, landscaping businesses, and independent contractors can leverage SBA loan programs tailored to regional economic development strategies. Eligibility often depends on business size, revenue metrics, and operational history within MD's competitive commercial environment.

Elevate Yourself

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