SBA Loans in Washington, DC
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
Get Pre-Approved
Great Rates, Less Requirements & Smaller Down Payments
Fuel your entrepreneurial journey with SBA loans in Washington, DC from StartCap. We make securing funding seamless and stress-free so you can focus on building your dream business. Success starts with StartCap.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Washington SBA Loans
StartCap provides tailored financial solutions that help businesses in District of Columbia County thrive. Whether you need funding for growth, expansion, or operational needs, we offer flexible options designed to meet your unique goals.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Washington or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Washington, DC
For those in Washington and nearby cities, finding the right financial tools to grow is now easier than ever. Entrepreneurs can take advantage of personalized solutions designed for success. From Arlington to Alexandria and beyond, we're your credit line specialists.
SBA Loan FAQ's
Washington, DC's dynamic business ecosystem brims with opportunities for founders seeking financial support through Small Business Administration (SBA) loans. The district's economic landscape provides multiple financing avenues for new business owners looking to transform innovative concepts into operational enterprises across sectors like technology, hospitality, and professional services.
Here are a few local suggestions:- Capital Bank at K Street & 17th Street NW
- Congressional Bank at Connecticut Avenue & Dupont Circle
- Eagle Bank at Wisconsin Avenue & M Street NW
- Sandy Spring Bank at Georgetown Waterfront
- United Bank at H Street NE & Bladensburg Road
- Chevy Chase Bank at Connecticut Avenue & Cleveland Park
SBA loan programs like 7(a), 504, and microloans offer strategic financing for equipment purchases, real estate acquisitions, working capital, and operational expansion. Local financial institutions in DC understand the nuanced requirements of emerging businesses and provide tailored lending solutions to support growth within the district's competitive marketplace.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Washington, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Washington, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Washington, DC seeking SBA loans include professional services, local contractors, retail establishments, and technology startups situated near Capitol Hill and Georgetown. Qualifying businesses must meet specific federal guidelines and demonstrate financial stability within DC's competitive commercial environment.
Eligible enterprises range from HVAC companies in Northeast DC to consulting firms near K Street. Medical practices, restaurants in Adams Morgan, and digital marketing agencies frequently secure SBA financing through careful documentation and strong business plans targeting DC's economic development priorities.
