Fridley Small Business Administration

SBA Loans in Fridley, MN

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

StartCap specializes in SBA loans in Fridley, MN, offering flexible terms and competitive rates. Our expert support ensures your funding process is smooth and efficient. Take your business to the next level with us.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Minnesota's Small Business Launchpad

We're More Than Fridley SBA Loans

StartCap provides businesses in Anoka County with the necessary financial resources to succeed. We offer flexible options that support your business at every stage, helping you achieve your goals with ease and confidence.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Fridley or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Anoka County

Find SBA Loans Near Fridley, MN

Entrepreneurs in Fridley and surrounding areas can access tailored financial solutions to help them grow their businesses. Our tools are designed to meet the unique needs of every entrepreneur. From Spring Lake Park to Blaine and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Fridley that can help with SBA loans?

Fridley, MN sits along the Mississippi River corridor with a diverse industrial backdrop and active small business ecosystem. Local business owners seeking Small Business Administration funding often explore multiple financing channels to support growth and operational needs across Anoka County.

Here are a few local suggestions:
  • Wells Fargo Bank at Central Avenue & 61st Street
  • Frandsen Bank & Trust at University Avenue NE & 81st Avenue
  • US Bank at Main Street & 7th Avenue
  • Anoka County State Bank at East River Road & 57th Street
  • TCF Bank at Central Avenue & 49th Street

SBA loan options like 7(a) and 504 programs provide flexible financing for equipment purchases, working capital, real estate acquisitions, and startup costs. New business owners in Minnesota's northern metropolitan region can leverage these resources to transform entrepreneurial vision into sustainable commercial enterprises.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Fridley, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Fridley, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

In Fridley, MN, located within Anoka County, small business owners can access SBA loans through various qualifying criteria. Local enterprises in manufacturing, retail, service industries like HVAC and plumbing, and professional services often meet federal lending requirements for financial support.

Qualifying businesses typically must operate within Fridley's commercial zones, demonstrate stable revenue, and possess strong credit histories. Startup founders, established companies, and service-based professionals in industries ranging from automotive repair to technology consulting may secure funding through SBA loan programs.

Elevate Yourself

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