SBA Loans in Kokomo, IN
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Kokomo, IN through StartCap deliver tailored solutions for small businesses. Our competitive rates and expert advice make funding your dreams easy. Launch your business into a brighter future today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Kokomo SBA Loans
StartCap provides tailored financial solutions that help businesses in Howard County thrive. Whether you need funding for growth, expansion, or operational needs, we offer flexible options designed to meet your unique goals.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Kokomo or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Kokomo, IN
For entrepreneurs in Kokomo and its surrounding cities, personalized financial support is available to meet your needs. Flexible solutions help take your venture to the next level. From Tipton to Westfield and beyond, we're your credit line specialists.
SBA Loan FAQ's
Kokomo, IN pulses with industrial innovation and small business spirit, creating a dynamic environment for local founders seeking financial support. The city's manufacturing heritage and growing technology sectors provide a fertile ground for new business owners exploring Small Business Administration (SBA) loan opportunities.
Here are a few local suggestions:- First Merchants Bank at Main Street & Markland Avenue
- Horizons Bank at Firestone Boulevard & Lincoln Avenue
- Kokomo Municipal Credit Union at Washington Street & Pacific Avenue
- Old National Bank at Markland Avenue & Reed Road
- IU Health Госпиталь Federal Credit Union at Boulevard & Dixon Road
- Kentland Community Bank at Morgan Street & South Washington Street
SBA loan programs like 7(a), 504, and microloans offer flexible financing for equipment purchases, real estate acquisitions, working capital, and startup costs. Local financial institutions understand Howard County's economic landscape and can provide tailored guidance for small business funding strategies.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Kokomo, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Kokomo, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Howard County's Kokomo region access SBA loans through specific criteria targeting local commercial enterprises. Retail shops, service providers like HVAC contractors, plumbing professionals, and restaurant owners frequently qualify for financial support from the Small Business Administration in Indiana.
Manufacturing companies, technology startups, and professional service firms operating within Kokomo's economic corridor often meet SBA lending requirements. Agricultural support businesses, construction contractors, and local retail establishments represent prime candidates for these critical financial resources supporting regional economic growth.
