Sartell Small Business Administration

SBA Loans in Sartell, MN

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

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No Impact on Credit!
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Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
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A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

At StartCap, SBA loans in Sartell, MN are tailored to support small business growth. With competitive rates and expert guidance, we make funding your dreams simple. Launch your business journey today.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
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Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

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Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

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Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Minnesota's Small Business Launchpad

We're More Than Sartell SBA Loans

StartCap is proud to offer businesses in Stearns County a variety of financial solutions. Our tailored funding options are designed to meet your unique business needs, helping you overcome obstacles and achieve lasting success.

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From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

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Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Sartell or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Stearns County

Find SBA Loans Near Sartell, MN

For those in Sartell and nearby cities, finding the right financial tools to grow is now easier than ever. Entrepreneurs can take advantage of personalized solutions designed for success. From Sauk Rapids to Litchfield and beyond, we're your credit line specialists.

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SBA Loan FAQ's

  Are there any local lenders in Sartell that can help with SBA loans?

Sartell, MN sits along the Mississippi River, offering a dynamic business environment for emerging small business owners seeking financial support. Local founders frequently explore SBA loan opportunities to fuel growth and expansion in this St. Cloud metropolitan area community.

Here are a few local suggestions:
  • Sartell Community Credit Union at 1st Street & Minnesota Avenue
  • Central Minnesota Credit Union at 7th Street & Sundial Drive
  • Stearns Bank at Division Street & Minnesota Highway 15
  • First National Bank at Pinecone Road & Lindbergh Drive
  • Stone Arch Bank at Watab Street & County Road 74

SBA loans in Minnesota offer flexible financing for equipment purchases, working capital, and commercial real estate acquisitions. Local lenders understand regional business dynamics and can provide targeted guidance for new start-ups seeking strategic financial resources in the greater Sartell region.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Sartell, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Sartell, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

Sartell's business landscape welcomes various enterprises for Small Business Administration (SBA) loan opportunities. Local retail shops, professional service providers, manufacturing firms, construction companies, and restaurant establishments frequently qualify for financial support through SBA programs in MN.

Service-based businesses like plumbing contractors, electrical repair companies, HVAC technicians, and landscaping services near the Mississippi River can also access SBA loan options. Local start-ups and established businesses in Stearns County benefit from these targeted lending resources designed to stimulate economic growth.

Elevate Yourself

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