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Great Rates, Less Requirements & Smaller Down Payments
StartCap simplifies SBA loans in Union, OH for small business owners. We offer flexible options and expert support to help your business grow. Trust us to provide the funding you need to succeed.
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Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
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Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
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Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Union SBA Loans
StartCap is committed to helping businesses in Montgomery County thrive. Our flexible financing solutions are designed to support your business, giving you the financial flexibility needed to meet your goals and drive success.
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From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
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Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
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Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
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Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
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+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Union or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Union, OH
In Union and nearby areas, entrepreneurs can access the financial resources they need to succeed. Our flexible solutions help facilitate growth and meet your unique business objectives. From Englewood to Oakwood and beyond, we're your credit line specialists.
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SBA Loan FAQ's
Union, OH sits within a dynamic business ecosystem where local founders seek financial support for growth. The region's small businesses often require specialized lending solutions tailored to their unique operational needs, particularly when exploring Small Business Administration (SBA) loan opportunities.
Here are a few local suggestions:- Union National Bank at Main Street & High Street
- First Community Credit Union at Market Avenue & Central Road
- Farmers State Bank at Liberty Boulevard & Commerce Drive
- Logan County Bank at Third Street & Washington Avenue
- Ohio Valley Bank at Bridge Street & Rural Route
Local start-ups in Union frequently investigate SBA loan programs like 7(a), 504, and microloans for equipment purchases, working capital, and commercial real estate financing. Researching regional lenders with deep understanding of local business environments can significantly improve loan approval probabilities for new business owners.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Union, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Union, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Union, Ohio, spanning various sectors like construction, professional services, and retail can access SBA loan opportunities. Loan programs through the Small Business Administration support local enterprises in Montgomery County, targeting specific business classifications and operational requirements.
Manufacturing firms, restaurant establishments, agricultural services, and home-based businesses around the Union area frequently qualify for financial assistance. Local start-ups in transportation, technology, and service industries like plumbing or electrical contracting may secure funding through strategic SBA lending programs.