Great Rates, Less Requirements & Smaller Down Payments
StartCap’s SBA loans in Hampshire, IL are tailored for small business success. With flexible terms and competitive rates, we provide the tools you need to grow. Build your business with trusted financial solutions.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Hampshire SBA Loans
Businesses in Kane County can access StartCap’s comprehensive financial solutions tailored to their needs. Whether you’re expanding operations or optimizing cash flow, we offer the tools and support to make it happen.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Hampshire or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Hampshire, IL
Entrepreneurs in Hampshire and nearby cities can access flexible financial support designed to meet their needs. Our solutions help facilitate growth and provide the tools necessary for success. From Huntley to Elgin and beyond, we're your credit line specialists.
SBA Loan FAQ's
Hampshire, IL harbors a dynamic small business ecosystem where local founders seek strategic financial support through SBA loan opportunities. The northwest IL region offers compelling resources for new business owners exploring funding alternatives beyond traditional banking channels.
Here are a few local suggestions:- First National Bank at Rt. 72 & Randall Road
- Hampshire Community Bank at Main Street & Mill Street
- Kane County Credit Union at Burlington Road & Illinois Route 25
- McHenry State Bank at Route 14 & Route 47
- Huntley Savings Bank at Northwest Highway & Route 47
- Rolling Meadows Community Bank at Kirchoff Road & Algonquin Road
SBA loans provide critical financing for equipment purchases, working capital, real estate acquisition, and expansion projects. Local start-ups can leverage 7(a), 504, and microloan programs tailored to support Hampshire's entrepreneurial community across various industry sectors.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Hampshire, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Hampshire, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Hampshire, IL, located in Kane County, IL, small business owners can access SBA loans through various qualifying industries. Local enterprises including professional services, retail establishments, hospitality venues, and agricultural support businesses may be eligible for federal financing assistance.
Service-based businesses like HVAC contractors, plumbing companies, electrical services, and landscaping operations frequently qualify for SBA loan programs in IL. Manufacturing firms, construction contractors, and professional consulting groups in Hampshire's economic ecosystem also benefit from potential small business lending opportunities.