SBA Loans in Greenville, SC
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap specializes in SBA loans in Greenville, SC, offering flexible terms and competitive rates. Our expert support ensures your funding process is smooth and efficient. Take your business to the next level with us.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Greenville SBA Loans
StartCap is proud to help businesses in Greenville County succeed by offering flexible financing solutions designed to meet your unique needs. Our team is committed to providing the capital and support your business deserves.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Greenville or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Greenville, SC
In Greenville and surrounding areas, entrepreneurs are empowered to grow and succeed with customized financial solutions. Our flexible resources are designed to support your goals and drive success. From Sans Souci to Greer and beyond, we're your credit line specialists.
SBA Loan FAQ's
Greenville, SC harbors a dynamic business ecosystem with diverse opportunities for founders seeking strategic financial support. The local commercial landscape provides multiple avenues for small business owners exploring Small Business Administration (SBA) loan resources across Greenville County and surrounding Upstate regions.
Here are a few local suggestions:- Wells Fargo at Main Street & Stone Avenue
- TD Bank at Laurens Road & Pleasantburg Drive
- Bank of America at Haywood Road & Poinsett Highway
- Truist Bank at Augusta Road & Church Street
- United Community Bank at Woodruff Road & Roper Mountain Road
- First Citizens Bank at Taylor Street & North Main Street
SBA loan programs like 7(a), 504, and microloans provide critical funding for equipment purchases, working capital, real estate acquisitions, and startup expenses. Local financial institutions understand regional business dynamics and offer tailored solutions for new business owners seeking growth opportunities in the Greenville metropolitan area.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Greenville, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Greenville, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Greenville, SC, small business owners across diverse industries—from tech startups in the downtown Innovation District to service-based companies like HVAC contractors and landscaping firms—may qualify for SBA loans through local lending partners in Greenwood County and surrounding Upstate regions.
Qualifying businesses typically include retail shops, restaurants, professional services, construction companies, and manufacturing enterprises with fewer than 500 employees. The Small Business Administration supports local economic growth by providing financial resources to founders seeking expansion or operational capital in the dynamic Greenville business ecosystem.
