Great Rates, Less Requirements & Smaller Down Payments
At StartCap, SBA loans in Hattiesburg, MS are designed to simplify funding for small businesses. Competitive rates and expert support ensure your growth goals are met. Take the first step toward success with us.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Hattiesburg SBA Loans
StartCap provides businesses in Forrest County with flexible financial solutions to meet their needs. Whether you're expanding or optimizing, we offer the resources and support to help you achieve your business goals.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Hattiesburg or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Hattiesburg, MS
Located in Hattiesburg or nearby? You can benefit from financial solutions that help entrepreneurs thrive. Our tools are designed to support growth and help you achieve your goals more effectively. From Petal to D'Iberville and beyond, we're your credit line specialists.
SBA Loan FAQ's
Hattiesburg, MS brims with economic potential, attracting business pioneers seeking financial foundations for their dreams. Small business owners exploring SBA loan opportunities find a diverse ecosystem supporting growth across Forrest County's dynamic commercial landscape.
Here are a few local suggestions:- Mississippi Gulf Coast Credit Union at Hardy Street & 4th Street
- Trustmark National Bank at Main Street & Front Street
- BancorpSouth at East Pine Street & Broadway Drive
- Community Bank at Highway 49 & Lincoln Road
- First Federal Bank at William Street & 28th Avenue
- Southern Mississippi Federal Credit Union at Hardy Street & Lincoln Road
SBA loan programs like 7(a), 504, and microloans provide critical capital for equipment purchases, real estate acquisition, working capital, and infrastructure improvements. Local founders can leverage these resources to transform innovative concepts into sustainable business models across Mississippi's thriving entrepreneurial environment.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Hattiesburg, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Hattiesburg, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Forrest County, MS seeking SBA loans span diverse sectors like professional services, retail, hospitality, and local service industries. Construction contractors, HVAC technicians, plumbing businesses, and electrical service providers frequently qualify for financing through the Small Business Administration's support programs.
Hattiesburg's economic landscape welcomes small business owners from technology startups, medical practices, restaurant establishments, and specialty retail shops. Founders operating within Pine Belt regions can access loan options through local lending institutions connected with SBA guidelines and regional economic development initiatives.