Great Rates, Less Requirements & Smaller Down Payments
At StartCap, we make SBA loans in High Point, NC accessible for small businesses. Our simple process and tailored support ensure you have the resources to succeed. Build your business with a trusted partner today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than High Point SBA Loans
For businesses in Guilford County, StartCap provides the financial resources you need to succeed. Our solutions are tailored to meet your specific business needs, helping you navigate challenges and seize new opportunities.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in High Point or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near High Point, NC
For entrepreneurs in High Point and its surrounding cities, personalized financial support is available to meet your needs. Flexible solutions help take your venture to the next level. From Archdale to Stokesdale and beyond, we're your credit line specialists.
SBA Loan FAQ's
High Point, NC rises as a beacon for business growth, with its textile heritage and manufacturing prowess creating a dynamic economic landscape. Small business owners seeking financial support find multiple avenues for SBA loan opportunities within this thriving Guilford County community.
Here are a few local suggestions:- BB&T at Main Street & Washington Avenue
- First Citizens Bank at North Main Street & Lexington Avenue
- Wells Fargo at Eastchester Drive & Westchester Drive
- High Point Bank at Green Valley Road & Southside Drive
- Truliant Federal Credit Union at Westpark Drive & Eastchester Drive
- Pinnacle Bank at Hartley Drive & Main Street
Local start-ups and founders investigating SBA loan programs will discover options ranging from 7(a) loans for working capital to 504 loans supporting commercial real estate and equipment purchases. Professional guidance from experienced lenders can help streamline the application process for North Carolina business initiatives.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in High Point, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in High Point, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in High Point, NC seeking SBA loans typically include manufacturing firms, professional services, retail establishments, and local contractors. Guilford County entrepreneurs can access funding for various industries through Small Business Administration programs supporting regional economic growth.
Qualifying businesses range from HVAC services and plumbing companies to furniture manufacturers and technology startups. Local founders in High Point near the furniture market district often leverage these loans to expand operations, purchase equipment, or manage working capital needs.