SBA Loans in Jacksonville, NC
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
StartCap simplifies SBA loans in Jacksonville, NC for small business owners. We offer flexible options and expert support to help your business grow. Trust us to provide the funding you need to succeed.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Jacksonville SBA Loans
Businesses in Onslow County trust StartCap for financial solutions that help them grow. Our flexible financing options are designed to meet your unique needs, providing the tools and support necessary for long-term success.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Jacksonville or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Jacksonville, NC
For entrepreneurs in Jacksonville and surrounding areas, financial tools are available to help you grow. Our flexible solutions are designed to meet the specific needs of each entrepreneur. From Half Moon to Wilmington and beyond, we're your credit line specialists.
SBA Loan FAQ's
Jacksonville, NC harbors a dynamic business ecosystem along Onslow County's coastal landscape, offering promising opportunities for founders seeking financial support. Local business owners exploring Small Business Administration (SBA) loan options will find multiple strategic resources tailored to their growth aspirations.
Here are a few local suggestions:- First Citizens Bank at Highway 17 & Western Boulevard
- Wells Fargo at Gum Branch Road & McArthur Road
- Onslow Community Credit Union at Court Street & Main Street
- BB&T (Truist) at Provence Road & Marine Boulevard
- Local Government Small Business Development Center
- North Carolina State Employees' Credit Union
SBA loans in Jacksonville range from 7(a) programs supporting working capital to 504 loans facilitating commercial real estate purchases. Regional financial institutions understand the nuanced requirements of local start-ups, providing customized lending solutions that align with business development strategies.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Jacksonville, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Jacksonville, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Jacksonville, NC, SBA loans support various local enterprises across Onslow County. Service-based businesses like plumbing contractors, HVAC specialists, electrical repair services, and landscaping companies frequently qualify for financing through Small Business Administration programs.
Retail shops, restaurants, construction firms, and professional services operating within Onslow County's economic ecosystem can access these strategic funding opportunities. Local start-ups in manufacturing, technology, and hospitality sectors often receive favorable lending considerations through SBA loan guidelines.
