SBA Loans in Rome, GA
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Rome, GA are designed to empower your small business. At StartCap, we offer competitive terms and hassle-free applications, helping you focus on what matters most—growing your business. Start your journey to success now.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Rome SBA Loans
StartCap provides businesses in Floyd County with the resources they need to succeed. Our tailored financial solutions are designed to help you grow, manage cash flow, and achieve your goals with ease and support.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Rome or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Rome, GA
In Rome and neighboring areas, entrepreneurs are empowered with the financial resources they need to grow and succeed. Custom solutions are available to help meet your unique business goals. From Cedartown to Dalton and beyond, we're your credit line specialists.
SBA Loan FAQ's
Rome, GA, situated along the Oostanaula River, offers a dynamic business environment where local founders seek strategic financial support. Small business owners exploring SBA loan opportunities find multiple resources within Floyd County's economic ecosystem, particularly for growth-minded enterprises seeking working capital or equipment financing.
Here are a few local suggestions:- United Bank at Broad Street &Lave Street
- Community Bank of the South at Turner McCall Boulevard & Shorter Avenue
- First Citizens Bank at Maple Street & Broad Street
- Georgia Bank & Trust at Martha Berry Boulevard & Horseleg Creek Road
- Relyance Bank at North Broad Street & East 2nd Avenue
- Citizens Bank of Rome at East First Street & Broad Street
StartCap provides comprehensive SBA loan consultation for local start-ups, complementing traditional banking resources. These loans typically cover equipment purchases, working capital, real estate acquisitions, and refinancing existing business debt, offering flexible terms tailored to Georgia's small business landscape.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Rome, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Rome, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Rome, GA's dynamic economic landscape, small business owners across Floyd County have multiple SBA loan opportunities. Local enterprises including restaurants, retail shops, professional services, construction firms, and technology startups frequently qualify for financial support through various Small Business Administration programs.
Service-based businesses like plumbing contractors, HVAC specialists, landscaping companies, and electrical services can access funding through SBA loan options. Local founders in manufacturing, healthcare, hospitality, and professional consulting sectors near Berry College might also secure advantageous loan structures tailored to their specific business requirements.
