Great Rates, Less Requirements & Smaller Down Payments
StartCap delivers reliable SBA loans in Perry, GA, tailored to small business needs. Our competitive terms and expert support simplify the funding process. Propel your business to new heights with us.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Perry SBA Loans
Businesses in Houston County can rely on StartCap for financial support that adapts to their needs. Whether you're expanding, managing cash flow, or investing in new opportunities, we provide the resources to help you succeed.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Perry or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Perry, GA
In Perry and neighboring areas, entrepreneurs are equipped with the financial resources they need to succeed. Our solutions are designed to foster growth and help achieve long-term goals. From Fort Valley to Dublin and beyond, we're your credit line specialists.
SBA Loan FAQ's
Perry, GA stands as a cornerstone of small business growth in middle Georgia, with its strategic location near Houston County offering unique opportunities for local founders seeking financial support. Small business owners exploring SBA loan options will find multiple avenues to secure critical funding for expansion, equipment purchases, or operational needs.
Here are a few local suggestions:- Atlanta Credit Union at GA Highway 11 & Commerce Drive
- United Bank of Perry at Main Street & Carroll Street
- Houston County Federal Credit Union at Watson Boulevard & Sam's Circle
- Wells Fargo Bank at Houston Lake Road & Carl Vinson Parkway
- First Bank of Perry at Research Drive & Foundation Lane
- Community State Bank at Knox Street & Church Street
SBA loans in Perry range from 7(a) programs supporting working capital to 504 loans designed for commercial real estate and major equipment investments. Local financial institutions understand the agricultural and manufacturing sectors driving Perry's economic framework, providing tailored financing solutions for new business owners seeking sustainable growth strategies.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Perry, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Perry, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Perry, GA can access SBA loans across various sectors. Retail shops, restaurants, professional services, and local contractors like plumbers and HVAC technicians frequently qualify for financing through the Small Business Administration's support programs in Houston County.
Service-based businesses near Lake Peachtree and downtown Perry typically meet SBA loan requirements. Manufacturing firms, agricultural enterprises, and tech startups within the Middle Georgia region often receive favorable consideration for federal small business funding opportunities.