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Great Rates, Less Requirements & Smaller Down Payments
With SBA loans in Shively, KY, StartCap helps small businesses reach new heights. Our streamlined process and expert support make securing funding simpler than ever. Let us help fuel your business’s next big leap forward.
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Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
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Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
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Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Shively SBA Loans
At StartCap, businesses in Jefferson County can access a variety of financing options to support their journey. Our diverse financial solutions are designed to empower entrepreneurs and help them reach their business objectives with ease.
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From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
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Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
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Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
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Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
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+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Shively or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Shively, KY
In Shively and neighboring areas, entrepreneurs are equipped with the financial resources they need to succeed. Our solutions are designed to foster growth and help achieve long-term goals. From Louisville to Douglass Hills and beyond, we're your credit line specialists.
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SBA Loan FAQ's
Shively, a dynamic suburb southwest of Louisville, KY, offers business owners strategic opportunities for securing Small Business Administration (SBA) financing. Local entrepreneurs seeking capital investments find multiple potential resources within Jefferson County's commercial ecosystem.
Small business funding requires careful research and understanding of regional lending environments. Professional start-ups and established companies exploring growth strategies might discover multiple financing channels through community-focused financial institutions.
Here are a few local suggestions:- Fifth Third Bank at Preston Highway & Dixie Highway
- Republic Bank at Bells Lane & Greenwood Road
- Kentucky Employees Credit Union at Dixie Highway & Watterson Trail
- PNC Bank at Rockford Lane & Crittenden Drive
- U.S. Bank at Shively Boulevard & Park Avenue
- Kentucky Business Development Corporation at National Turnpike
Interest rates for SBA loans in Shively, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Shively, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Jefferson County's Shively neighborhood, small business owners can access SBA loan programs through local financial institutions. Qualifying enterprises include retail stores, service-based operations like plumbing and HVAC companies, restaurants, and professional service providers targeting Louisville metropolitan area customers.
Kentucky's lending environment supports various small businesses in Shively, with loan opportunities for startups and established firms. Manufacturing, construction, and professional service companies within Jefferson County frequently meet SBA lending criteria, helping founders expand operational capabilities and invest in critical infrastructure.