SBA Loans in Winston-Salem, NC
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
Empower your business with SBA loans in Winston-Salem, NC through StartCap. Our expert team ensures a smooth process, helping you secure funding to fuel your goals. Take the first step toward success with our trusted solutions.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Winston-Salem SBA Loans
StartCap provides businesses in Forsyth County with the financial flexibility to succeed. Our customized solutions help you scale, manage cash flow, and overcome challenges, providing the support needed for long-term growth.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Winston-Salem or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Winston-Salem, NC
For those in Winston-Salem and nearby areas, flexible financing options are available to help you grow. Entrepreneurs can find the right support to move forward and overcome any challenges. From Clemmons to Archdale and beyond, we're your credit line specialists.
SBA Loan FAQ's
Winston-Salem, NC harbors a dynamic small business ecosystem with numerous financing resources for local founders seeking Small Business Administration (SBA) support. The city's economic landscape offers multiple avenues for new business owners exploring capital acquisition strategies across Forsyth County's diverse commercial environment.
Here are a few local suggestions:- BB&T (now Truist) at Fourth Street & Main Street
- Wells Fargo at Trade Street & Brookstown Avenue
- First Citizens Bank at Stratford Road & Peacehaven Road
- Live Oak Bank at Thruway Shopping Center
- Bank of America at Hanes Mall Boulevard
- Carolina Bank at Silas Creek Parkway
SBA loan programs like 7(a), 504, and microloans provide critical funding for equipment purchases, working capital, real estate acquisitions, and business expansion. Local financial institutions understand regional economic dynamics and can offer tailored guidance for entrepreneurs navigating complex funding requirements.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Winston-Salem, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Winston-Salem, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Winston-Salem, NC can access SBA loans across various industries, including retail, professional services, construction, and hospitality. Local founders in Forsyth County seeking financial support may qualify for 7(a), 504, and microloan programs targeting small enterprise development.
Service-based businesses like plumbing contractors, HVAC technicians, landscaping companies, and electrical service providers often meet SBA lending criteria. Downtown Winston-Salem's economic ecosystem supports manufacturing, technology startups, healthcare services, and restaurant establishments seeking capital investment through federal loan opportunities.
