SBA Loans in Lexington, NC
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
Small businesses in Lexington, NC can rely on StartCap for SBA loans that deliver results. Flexible terms and simplified processes ensure you get the funding you need without hassle. Start building your success story today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Lexington SBA Loans
StartCap offers dynamic financial support for businesses in Davidson County, helping them scale and grow. With a focus on your unique goals, we provide the resources necessary to drive success in today’s competitive landscape.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Lexington or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Lexington, NC
In Lexington and neighboring areas, entrepreneurs are empowered with the financial resources they need to grow and succeed. Custom solutions are available to help meet your unique business goals. From Thomasville to Kernersville and beyond, we're your credit line specialists.
SBA Loan FAQ's
Lexington, NC, a hub of manufacturing and textiles along Interstate 85, presents intriguing opportunities for business financing through Small Business Administration (SBA) loans. Local founders seeking capital for expansion or startup costs might discover multiple pathways to secure funding through regional financial institutions.
Here are a few local suggestions:- First Bank at Main Street & Center Street
- Lexington Cooperative Credit Union at Highway 64 & Fifth Avenue
- BB&T Bank at South Main Street & East Center Street
- Wells Fargo at National Highway & Davidson Street
- United Community Bank at Commercial Avenue & Second Street
SBA loans in Davidson County range from 7(a) programs supporting working capital to 504 loans targeting commercial real estate and equipment purchases. New business owners can explore options tailored to their specific needs, potentially leveraging local expertise and StartCap's specialized guidance for comprehensive financial strategies.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Lexington, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Lexington, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Lexington, NC, small business owners across Davidson County can access SBA loans for various enterprise types. Retail shops, service-based companies like plumbing services, construction firms, and local manufacturing businesses typically qualify for these financial support programs.
Local start-ups in downtown Lexington and surrounding areas with strong credit histories and solid business plans are prime candidates. Restaurants, automotive repair shops, landscaping businesses, and professional service providers like accounting firms can leverage SBA loan opportunities to fuel growth and expansion.
