SBA Loans in Washington, NC
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
Get Pre-Approved
Great Rates, Less Requirements & Smaller Down Payments
With SBA loans in Washington, NC, StartCap provides the financial foundation your business needs. Flexible terms and dedicated support make growth achievable. Let us power your entrepreneurial journey with ease and confidence.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Washington SBA Loans
StartCap supports businesses in Beaufort County with dynamic financial solutions. Whether you're looking to expand, manage cash flow, or invest in new opportunities, our customizable options are designed to help you achieve your vision.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Washington or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Washington, NC
Entrepreneurs in Washington and surrounding cities can access the support they need to grow. Our flexible financial solutions are tailored to meet the needs of every entrepreneur. From Greenville to Rocky Mount and beyond, we're your credit line specialists.
SBA Loan FAQ's
Washington, NC's coastal charm and entrepreneurial spirit create an inviting environment for business growth. Local founders seeking financial support for their ventures often explore Small Business Administration (SBA) loan opportunities throughout Beaufort County's dynamic business ecosystem.
Here are a few local suggestions:- First Citizens Bank at Main Street & Market Street
- Wells Fargo Bank at Washington Street & Brown Street
- Local Community Credit Union at Broad Street & Water Street
- Carolina Cooperative Bank at Havens Gardens & Highland Drive
SBA loans provide critical funding for equipment purchases, working capital, real estate acquisitions, and expansion projects. New business owners in NC can leverage these specialized financing options to transform innovative concepts into sustainable enterprises, supporting local economic development and community growth.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Washington, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Washington, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in Washington, NC discover SBA loan opportunities across diverse sectors. Retail establishments, restaurants, service-based companies like plumbing contractors, and professional services often qualify for funding through the Small Business Administration's lending programs.
Beaufort County's local enterprises, including construction firms, home improvement businesses, and technology startups, frequently meet SBA loan requirements. Founders seeking capital for equipment, working capital, or expansion can explore various loan options tailored to Washington's economic landscape.
