SBA Loans in Union, SC
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
Get Pre-Approved
Great Rates, Less Requirements & Smaller Down Payments
Empower your business with StartCap’s SBA loans in Union, SC. Flexible terms and a streamlined process ensure your financial goals are within reach. Take the next step in your entrepreneurial journey today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Union SBA Loans
Businesses in Union County can trust StartCap for flexible financial solutions tailored to their needs. We offer a range of resources designed to help you grow, innovate, and succeed in a rapidly changing marketplace.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Union or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Union, SC
In Union and nearby cities, entrepreneurs can access financial solutions designed to facilitate growth. Tailored support is available to meet your unique needs and help you succeed. From Clinton to Fountain Inn and beyond, we're your credit line specialists.
SBA Loan FAQ's
Union, SC, with its charming textile mill history and agricultural roots, offers a dynamic business environment for local start-ups seeking financial support. Small business owners exploring SBA loan opportunities will find multiple resources tailored to their growth strategies in this dynamic Upcountry South Carolina community.
Here are a few local suggestions:- First Citizens Bank at Main Street & Pine Street
- Wells Fargo at Exchange Street & Cobb Street
- Pinnacle Bank at Trade Street & Center Street
- Union Community Bank at Main Street & Maple Avenue
- South State Bank at Church Street & Pinckney Street
SBA loan programs like 7(a), 504, and microloans provide critical funding for equipment purchases, working capital, real estate acquisition, and business expansion. Local financial institutions understand the unique economic landscape of Union County and can guide founders through application processes tailored to regional business needs.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Union, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Union, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Union County, SC often qualify for SBA loans across diverse sectors. Local retail shops, service providers like plumbing contractors, professional consulting firms, and agricultural enterprises frequently meet federal lending requirements for Small Business Administration financial support.
Manufacturing facilities near the Union Industrial Park and downtown service-oriented businesses typically represent prime candidates for these advantageous funding opportunities. Construction companies, automotive repair centers, and technology startups founded by SC entrepreneurs can access critical capital through carefully structured SBA loan programs.
