Mena Small Business Administration

SBA Loans in Mena, AR

Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates  

Get Pre-Approved  
No Impact on Credit!
Avatar photo
Written by:
Sam Schneider
Funding Specialist
Edited by:
Matt Labowski
Lead Editor
SBA Loan Image
A Truly Great Deal, Truly

Great Rates, Less Requirements & Smaller Down Payments

SBA loans in Mena, AR are accessible and straightforward with StartCap. Our expert team ensures you have the financial resources needed to grow your business. Partner with us for dependable support and guidance.

2-Minute Online App
Dedicated Specialist
Multiple Funding Options
No Impact on Credit to Apply
Low Rates Icon

Rates as Low as 6%

Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.

25 Year Icon

Terms up to 25 Years

Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.

Equipment Icon

Flexible Uses

Use your SBA loan for working capital, equipment, real estate, or other business expenses.

We're Arkansas's Small Business Launchpad

We're More Than Mena SBA Loans

StartCap provides businesses in Polk County with flexible financial solutions to meet their needs. Whether you're expanding or optimizing, we offer the resources and support to help you achieve your business goals.

Launchpad Image

From idea to orbit, we've got you covered.

No matter where you're at in your journey, we have options to help you get to the next level.

Idea-Stage

Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.

Early-Stage

Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.

Well-Established

Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.

Marketing Image
Top Tier; Very Cutesy; Very Demure

+ 3-Months of Free Digital Marketing

For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Mena or nationwide.

Here's a truck load of stuff to get kicked off

Domain Name
Custom Website
Logo Design
Google Ads Management
Social Media Management
GMB Setup & Optimization
Professional SEO
Web Hosting

Terms & conditions apply

Polk County

Find SBA Loans Near Mena, AR

In Mena and surrounding areas, entrepreneurs can take advantage of flexible financial solutions that are tailored to help them expand and succeed. Access is easier than ever. From De Queen to Hot Springs Village and beyond, we're your credit line specialists.

Map Image

SBA Loan FAQ's

  Are there any local lenders in Mena that can help with SBA loans?

Mena, Arkansas, tucked in the scenic Ouachita Mountains, presents a dynamic landscape for local business owners seeking SBA loan opportunities. The region's economic tapestry weaves through small business development, offering promising financing avenues for founders looking to expand or establish their enterprises.

Here are a few local suggestions:
  • First National Bank of Mena at Main Street & Cypress Avenue
  • Citizens Bank at Highway 71 & Center Street
  • Arvest Bank at Broadway & Delaware Street
  • Bank of the Ozarks at Park Avenue & Mississippi Street

SBA loan programs like 7(a), 504, and microloans provide diverse funding solutions for equipment purchases, working capital, real estate acquisitions, and startup costs. Local founders in Polk County can leverage these financial resources to transform business aspirations into tangible growth strategies.

Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.

Interest rates for SBA loans in Mena, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Mena, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.

Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.

In Mena, AR, small business owners in Polk County can access SBA loans for various enterprises. Manufacturing, retail, service industries like plumbing and HVAC, and professional services near Rich Mountain often qualify for financial support through Small Business Administration programs.

Local founders in Arkansas seeking capital should consider their specific business type and operational history. Restaurants, construction companies, medical practices, and agricultural businesses near the Ouachita National Forest frequently meet SBA loan requirements with proper documentation and financial records.

Elevate Yourself

Get Pre-Approved