SBA Loans in Matthews, NC
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
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Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Matthews, NC through StartCap deliver tailored solutions for small businesses. Our competitive rates and expert advice make funding your dreams easy. Launch your business into a brighter future today.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Matthews SBA Loans
Businesses in Mecklenburg County can count on StartCap for flexible financial solutions. We offer a range of options designed to meet your unique needs and help you grow, scale, and succeed in today’s business environment.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Matthews or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Matthews, NC
In Matthews and surrounding areas, financial tools are within reach to empower entrepreneurs to expand and achieve their goals. Our solutions provide the resources needed to succeed. From Stallings to Waxhaw and beyond, we're your credit line specialists.
SBA Loan FAQ's
Matthews, NC sits just southeast of Charlotte, offering a dynamic business ecosystem for founders seeking financial support. Local small business owners explore various funding options, with SBA loans presenting attractive opportunities for growth and expansion in Mecklenburg County.
Here are a few local suggestions:- Bank of America at Matthews Township Parkway & Fullwood Lane
- Wells Fargo at Independence Boulevard & Matthews-Mint Hill Road
- Truist Bank at Monroe Road & Matthews Station Street
- First Citizens Bank at Margaret Wallace Road & Matthews Community Center Drive
- Local Community Credit Union at Trade Street & Main Street
- BB&T (Truist) at Lawyer's Road & Matthews Township Parkway
SBA loan programs like 7(a), 504, and microloans cater to diverse business needs, covering equipment purchases, real estate investments, working capital, and startup costs. Local new business owners benefit from competitive rates and flexible terms tailored to Matthews' growing entrepreneurial landscape.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Matthews, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Matthews, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
In Matthews, NC, small business proprietors in service sectors like HVAC, plumbing, and electrical contracting often qualify for SBA loans. Local restaurants, retail shops, and professional services near downtown Matthews frequently meet federal lending criteria for financial assistance.
Mecklenburg County businesses with strong credit profiles, including home improvement contractors, medical practices, and technology start-ups within the Charlotte metropolitan area, can access various SBA loan programs. Family-owned enterprises and newer commercial ventures typically receive priority consideration.
