SBA Loans in Selma, NC
Unlock the power of the SBA to fuel your business growth, with flexible terms and low rates
Get Pre-Approved
Great Rates, Less Requirements & Smaller Down Payments
SBA loans in Selma, NC offer small businesses a reliable way to secure funding. StartCap’s competitive options and expert guidance ensure you get the support you need. Propel your business forward with confidence.
Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Selma SBA Loans
StartCap helps businesses in Johnston County succeed by offering financial solutions that cater to their unique needs. Whether you need capital for expansion, cash flow management, or innovation, we are here to support you.
From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Selma or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Selma, NC
In Selma and neighboring cities, entrepreneurs have access to financial solutions tailored to their needs. Our flexible support helps scale businesses and achieve long-term success. From Smithfield to Fuquay-Varina and beyond, we're your credit line specialists.
SBA Loan FAQ's
Selma, NC, a charming town with rich agricultural heritage and proximity to the Research Triangle, offers intriguing opportunities for business financing. Small business owners in Johnston County seeking SBA loan support have several local resources to explore for growth capital and strategic funding.
Here are a few local suggestions:- First Citizens Bank at Main Street & Market Street
- BB&T (Truist) at East Town Street & North Sanders Street
- Wells Fargo at Raleigh Road & Town Center Boulevard
- Local Community Credit Union at Industrial Drive & Highway 70
- Johnston County State Bank at North Selma Avenue
- Pinnacle Bank at Town Square Plaza
SBA loan options like 7(a), 504, and microloans provide flexible financing for equipment purchases, working capital, real estate acquisition, and business expansion. Local founders can leverage these programs to transform their entrepreneurial vision into sustainable enterprise within Selma's dynamic economic environment.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Selma, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Selma, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small business owners in Selma, Johnston County, NC have several SBA loan opportunities targeting retail, professional services, and agricultural enterprises. Local restaurants, construction companies, HVAC contractors, and specialty shops may qualify for financing through programs like 7(a) and 504 loan initiatives.
Qualifying businesses typically include service-based industries operating within Johnston County's economic framework. Plumbing businesses, electrical contractors, landscaping services, and manufacturing enterprises can access financial support when meeting specific SBA requirements and demonstrating sustainable growth potential.
