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Great Rates, Less Requirements & Smaller Down Payments
StartCap specializes in SBA loans in Clovis, NM, offering competitive options to help your small business thrive. With our guidance and financial expertise, you can focus on what matters—growing your business. Start today with StartCap.
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Rates as Low as 6%
Yes, you read that correctly—access SBA loans with competitive rates that help your business thrive.
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Terms up to 25 Years
Enjoy long repayment terms, giving you the flexibility to manage your cash flow over time.
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Flexible Uses
Use your SBA loan for working capital, equipment, real estate, or other business expenses.
We're More Than Clovis SBA Loans
For businesses in Curry County, StartCap provides the financial resources you need to succeed. Our solutions are tailored to meet your specific business needs, helping you navigate challenges and seize new opportunities.
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From idea to orbit, we've got you covered.
No matter where you're at in your journey, we have options to help you get to the next level.
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Idea-Stage
Got a brilliant idea and ready to launch? We’ll help you get registered with your state and secure the funding you need to take off.
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Early-Stage
Lifting off can be tough, but it doesn’t have to be. We’re here to give your new venture the boost it needs to soar.
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Well-Established
Keep operations running seamlessly with the right funding for vendors, inventory, payroll—whatever your business needs to stay on course.
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+ 3-Months of Free Digital Marketing
For a limited time, our expert in-house marketing team is offering 3 months of premium marketing services—valued at $20,000—to help drive leads and sales for your start-up, whether you're in Clovis or nationwide.
Here's a truck load of stuff to get kicked off
Find SBA Loans Near Clovis, NM
In Clovis and neighboring cities, entrepreneurs can benefit from financial solutions that foster growth. We offer tailored resources to help you achieve your goals and scale with confidence. From Portales to Lubbock and beyond, we're your credit line specialists.
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SBA Loan FAQ's
Clovis, NM sits at the crossroads of agricultural prosperity and small business innovation, offering resourceful founders multiple financing opportunities for growth. The eastern New Mexico region presents strategic lending environments for local start-ups seeking capital investment through Small Business Administration programs.
Here are a few local suggestions:- Wells Fargo Bank at Main Street & Taylor Avenue
- First National Bank at Commerce Drive & Polston Avenue
- Bank of the West at Prince Street & Llano Estacado Boulevard
- Farmers Bank & Trust at 2nd Street & Main Street
- Santa Fe Credit Union at Norris Street & Commerce Drive
- Cannon Federal Credit Union near Curry County Fairgrounds
SBA loans in Clovis range from equipment financing to working capital and commercial real estate purchases. Local business owners can explore 7(a) loans, microloans, and CDC/504 programs designed to support strategic expansion across diverse industry sectors throughout New Mexico.
Note: StartCap is not associated with the above lenders in any way. Contact your local branch for the most accurate information & requirements.Interest rates for SBA loans in Clovis, can vary widely based on the lender, loan type, and your personal credit profile. Traditional banks typically offer rates between 6% to 12% for well-qualified borrowers, though approval can be strict. SBA loans in Clovis, which are popular for new businesses, generally have rates ranging from 6% to 13%, depending on the loan program. Alternative and online lenders may have higher rates, often between 6% to 30%, as they take on more risk, offer more flexible requirements, and time to funding is much faster.
Yes, your business needs to be registered with the state to qualify for SBA funding. However, to receive funding from StartCap, your business doesn't need to be registered with the state. We can help you explore alternative funding options that rely more on personal credit, income, or assets if you're not registered. Or, we can help you to get registered.
Small businesses in Curry County, NM, including service providers, retail shops, and agricultural enterprises, may qualify for SBA loans through local financial institutions. Sectors like construction, plumbing, HVAC services, and food establishments in Clovis often meet standard loan requirements based on business size and operational history.
New business owners in NM seeking SBA funding must demonstrate financial stability, strong credit profiles, and a clear business plan. Local founders in Clovis targeting industries such as equipment repair, landscaping services, and specialty retail can explore loan opportunities through the SBA's diverse lending programs.